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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (548 reviews)

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4.96

Based on 548 reviews, last reviewed 4th Mar 2026

13600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

The process was hassle free and straight forward. The process was hassle free and straight forward. Setup the account on Sunday and card was received on Tuesday. Reviewed on: 4th March 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (548)

Review of the Monzo, Under 16s account:

Best of the best

I have 3 under 16 accounts with 3 different cards. The kids love them. Easy to send and make payments. Connected to both mine & my husband to control and gifting links for the family. Reviewed on: 27th March 2025

Both my children have monzo banks and they love havi...

Both my children have monzo banks and they love having their own cards and freedom. It’s easy as it’s all connected to my bank so I don’t need different apps for each account. Easy to transfer money into, and set up a weekly, fortnightly or monthly transfer into their accounts from mine. Reviewed on: 8th February 2025

Monzo are brilliant they sort any issues immediately...

Monzo are brilliant they sort any issues immediately and the pay early is a great to have. Reviewed on: 8th February 2025

Little girl feels independent

This is great and my little girl love having her monzo account aswell as her own bank card. Reviewed on: 8th February 2025

Amazing experience since 2017.

Amazing experience since 2017. Stable services and slowly adding new products with best customers experience Reviewed on: 8th February 2025

Strong experience

Very good service and nice experience Reviewed on: 8th February 2025

Best bank for me

I have been a customer for a good few years now and have never had any issues and love how easy the account is to use and put money aside into pots to save efficiently Reviewed on: 8th February 2025

Savings and pot

The pots is great, the monthly gifts and treat from max is fantastic, and the saving makes it easier Reviewed on: 8th February 2025

All round great

Everything is amazing, I do think the dispute service could be better as even though you sent evidence of money being removed if the company denys it they still believe them over the evidence Reviewed on: 8th February 2025

Very good and always there when need anything with i...

Very good and always there when need anything with issues they resolve them fast Reviewed on: 8th February 2025

Monzo revolutionised my budgeting and ability to save.

Monzo revolutionised my budgeting and ability to save. For that fact alone they’ve absolutely saved my sanity Reviewed on: 8th February 2025

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