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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (548 reviews)

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4.96

Based on 548 reviews, last reviewed 4th Mar 2026

13600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

The process was hassle free and straight forward. The process was hassle free and straight forward. Setup the account on Sunday and card was received on Tuesday. Reviewed on: 4th March 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (548)

Review of the Monzo, Under 16s account:

Hands down the best bank.

The best bank, from the current account, flex card, children's accounts, everything is about usability and the customer experience. Top notch customer support as well. Hands down the best bank. Reviewed on: 18th March 2025

Honestly think this bank is brilliant

Honestly think this bank is brilliant Reviewed on: 8th February 2025

They have a great mobile app and are always innovati...

They have a great mobile app and are always innovating with new and exciting product offering. Their app is user friendly with near zero downtime. Great company. Great products. I first took the children account for one of my sons, but had to apply for the other as it added financial literacy for the kids. Reviewed on: 8th February 2025

The Monzo under 16s is account is brilliant.

The Monzo under 16s is account is brilliant. I can easily send my daughter money while still being able to see her transactions and limit her daily spending as well as other parental controls. Reviewed on: 8th February 2025

fits into your busy life well.

All easy and online that fits into your busy life well. I can manage my child’s account with mine too at no cost compared to the high street providers Reviewed on: 8th February 2025

Monzo’s u16s account functionality is super!

Monzo’s u16s account functionality is super! My three children love it Reviewed on: 7th February 2025

My kids have benefited so much from having an Under...

My kids have benefited so much from having an Under 16s Monzo account each. Already seeing changes in financial behaviour including saving! Reviewed on: 7th February 2025

The under 16 account is a brilliant product.

The under 16 account is a brilliant product. Easy to use and linked completely to the parent account. Full visibility and ease of use! Reviewed on: 7th February 2025

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