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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (829 reviews)

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4.97

Based on 829 reviews, last reviewed 9th Mar 2026

41500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

Very easy to set up an under 16’s account and link t... Very easy to set up an under 16’s account and link to my current account. Gives great flexibility for me and my child. Encourages her to save and mana... Read more Reviewed on: 9th March 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (829)

Review of the Monzo, Under 16s account:

Best bank I’ve been with, unlike the big banks when...

Best bank I’ve been with, unlike the big banks when I needed money they lent it to me and I could pay them back early Reviewed on: 13th March 2025

A great feature to have access to.

A great feature to have access to. Most banks charge so this is great thing to have included. It's for the kids to have their own independence Reviewed on: 9th February 2025

Best UK Bank

I've been using Monzo for a while now, and it's hands down the best banking experience I've ever had. The app is intuitive, with real-time notifications, easy budgeting tools, and instant transaction updates that make managing my finances effortless. Customer service is top-notch—quick, friendly, and genuinely helpful whenever I need assistance. Features like fee-free spending abroad, instant transfers, and pots for saving make it incredibly convenient. Monzo has truly redefined what a modern bank should be. Highly recommend it to anyone looking for a hassle-free, transparent, and customer-focused banking experience! Reviewed on: 9th February 2025

Very good dealing with queris 5

Very good dealing with queris friendly people Reviewed on: 9th February 2025

Monzo is the best for customer service

Monzo is the best for customer service Reviewed on: 9th February 2025

Best bank for me and I recommend always

Monzo is the best bank ever. Easy and convenient. Reviewed on: 9th February 2025

It's been more than three years as part of Monzo.

It's been more than three years as part of Monzo. I'm so happy I choose Monzo So easy to open account and Thier team is always helpful. My friends also opened Thier accounts in Monzo after me . Because of this bank achievement , Thank you Monzo Reviewed on: 9th February 2025

Kid banking

Great for kids to learn about money and help them save for what they want Reviewed on: 9th February 2025

Simple, easy, fastest and free.

Simple, easy, fastest and free. The best banking I've ever used in the UK. Reviewed on: 9th February 2025

I really like this bank.

I really like this bank. I have no problems. easy to use. super calculator with payments abroad. Reviewed on: 9th February 2025

The best bank

Opening account with Monzo was so easy and first to offer me a credit card and savings made easy I would say the best bank. Got a card for my daughter as well so easy to manage and had no hassle at all getting approved a loan within few hours. Easy manage spending as you can see categories. Will continue with Monzo for ever Reviewed on: 9th February 2025

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