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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (504 reviews)

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4.96

Based on 504 reviews, last reviewed 14th Feb 2026

9300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Monzo has been brilliant for us, especially when ban... Monzo has been brilliant for us, especially when banking. Reviewed on: 14th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

What is this award?

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (504)

Review of the Monzo, Under 16s account:

Great banking

Easy to use banking, swapped from major high street bank to monzo, everything is set out great and easy to use. Reviewed on: 6th March 2025

My daughter loves the easynes of being able to spend...

My daughter loves the easynes of being able to spend her money Reviewed on: 9th February 2026

Really impressed with the offer, excellent value and...

Really impressed with the offer, excellent value and usability. Reviewed on: 9th February 2026

Great for kids and they can use their cards abroad,...

Great for kids and they can use their cards abroad, which is great Reviewed on: 9th February 2026

Best app and easy to understand download and check w...

Best app and easy to understand download and check whatever you need. Never had a problem like they block the card ( like so many other banks ) Reviewed on: 9th February 2026

Great, user-friendly app for all ages.

Great, user-friendly app for all ages. Kids love having their own cards and being able to see their savings add up! Reviewed on: 9th February 2026

Fantastic

Excellent account that allows me flexibility to help my child understand money. The account has much more potential as I'm sure Monzo will continue to expand on. Reviewed on: 9th February 2026

Great, easy to use

Great, user friendly, and brilliant features on the app. Reviewed on: 9th February 2026

I switched to monzo and then set up an account for m...

I switched to monzo and then set up an account for my children too. They love being able to create their own pots and work out where their money goes. It’s a great sense of achievement for them when they’re able to save their own pocket money into their own sections and use them as and when. Reviewed on: 9th February 2026

Free banking service for my LG to learn how to manag...

Free banking service for my LG to learn how to manage her own money! Fab. No issues, app easy to use and manage. I can also see what she is spending too! Great! Reviewed on: 9th February 2026

Everything on Monzo is just so easy to manage, in a...

Everything on Monzo is just so easy to manage, in a stressful life Monzo is stress less. I can move money around so easily Reviewed on: 9th February 2026

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