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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (17908 reviews)

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4.92

Based on 17,907 reviews, last reviewed 12th Feb 2026

33550% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo have been amazing and I have never had any iss... Monzo have been amazing and I have never had any issues with them, a lot of my friends and family now use it and I couldn’t recommend it more. Reviewed on: 12th February 2026

Latest lowest rating:

1

They put my account on hold for no reason at all and... They put my account on hold for no reason at all and took them 2 weeks to answer my emails and they took my money too, will never bank with and most c... Read more Reviewed on: 12th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (17908)

Review of the Monzo, Current account:

Life-changing

Switching from a trad bank to Monzo 5 years ago was one of the best decisions I ever made. My finances have transformed from being in debt, to having an emergency fund, a deposit for a house and a little extra saved away. Easy to use, accessible and customer-centric, Monzo were a breath of fresh air. Now my husband has an account, we have a joint account, and a business account. I made the mistake of opening a business account with a competitor, resulting in unnecessary stress. My only criticism is that the innovation seems to have halted. I'd like to see them venture into new areas, as Revolut has. Reviewed on: 11th April 2023

Switched from Santander best move I made just a well...

Switched from Santander best move I made just a well organised and great set up for a online bank Reviewed on: 12th February 2026

Monzo have been amazing and I have never had any iss...

Monzo have been amazing and I have never had any issues with them, a lot of my friends and family now use it and I couldn’t recommend it more. Reviewed on: 12th February 2026

Absolutely love using Monzo !

Absolutely love using Monzo ! 2nd year of 1p challenge for , easy way to save for a holiday ! Easy to use , great having saving pots ! Would love to get my hand on one if the Monzo plushies ! Reviewed on: 12th February 2026

Great product and super fast service dealing with an...

Great product and super fast service dealing with any banking or purchase issues. Reviewed on: 12th February 2026

The best bank

Brilliant bank, so easy to use, great interest rates, everything done at the touch of a button. Better than any high street bank in my opinion Reviewed on: 12th February 2026

They put my account on hold for no reason at all and...

They put my account on hold for no reason at all and took them 2 weeks to answer my emails and they took my money too, will never bank with and most certainly I would not recommend it to anyone :) Reviewed on: 12th February 2026

The app works very well.

The app works very well. Easy to use and understand Reviewed on: 12th February 2026

Great current account with amazing features, saving...

Great current account with amazing features, saving pots, smart tracking of spending and low to none exchange rate fees for international transfers Reviewed on: 12th February 2026

My favourite bank!

My favourite bank! Monzo is so easy to use. Reviewed on: 12th February 2026

Recommend Monzo

It’s very easy to transfer money places and keep track of what you are spending. And the interest rates are very good as well. Reviewed on: 12th February 2026

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