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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (17949 reviews)

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4.92

Based on 17,949 reviews, last reviewed 15th Feb 2026

35650% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really convenient. Really convenient. Gives value for money. Reviewed on: 15th February 2026

Latest lowest rating:

1

They put my account on hold for no reason at all and... They put my account on hold for no reason at all and took them 2 weeks to answer my emails and they took my money too, will never bank with and most c... Read more Reviewed on: 12th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (17949)

Review of the Monzo, Current account:

Instant transactions at a glance

So easy to use,difficult to lose,bright pink or bright orange, it suits me down to the ground,I feel in control and up to date in my banking. Reviewed on: 10th November 2019

can’t be beaten

Incredible customer service any time I need anything at all. Always looking for ways to enhance customer experience, love the ability to track spending, auto-save, not to mention the ability to see our mortgage details on the app too. So easy to use, fabulous card colour to find in my handbag pocket too! Reviewed on: 11th February 2026

Monzo is leading the way!

I’ve been a Monzo customer for years now and I am using them as a primary account. They’ve always had the customer first attitude and it shines through from the user friendliness of their app. Reviewed on: 11th February 2026

Really easy and efficient bank fast active payment g...

Really easy and efficient bank fast active payment gets notified 24/7 Reviewed on: 11th February 2026

Always quick customer service and very friendly.

Always quick customer service and very friendly. Easy to use app with great features! Reviewed on: 11th February 2026

I use Monzo as my everyday bank and I love it - espe...

I use Monzo as my everyday bank and I love it - especially the 0 fees on using my card abroad, the ability to sort my money into pots and earn interest on my savings, and even invest from right within the app. The flex account is also incredibly useful for having more financial flexibility. Reviewed on: 11th February 2026

Responsive when I’ve needed them, and not pushy!

Responsive when I’ve needed help, great add on offers. And probably the best feature: they are not pushy with extra services! Reviewed on: 11th February 2026

Easy to set up current account.

Easy to set up current account. Savings pots. Business account. Its really easy to use and love all yhe extras like credit score. Flex credit card, pots, round ups. Will stick with monzo now since I have all my accounts all together. Reviewed on: 11th February 2026

Easy to use, easy to save with simple to set up pots.

Easy to use, easy to save with simple to set up pots. Great interest rates. Overall just a great bank woth no fuss Reviewed on: 11th February 2026

Great service, easy safe app have recommended to my...

Great service, easy safe app have recommended to my family all using now . Reviewed on: 11th February 2026

Smooth and transparent

Smooth and transparent, great perks and amazing customer service. So easy to use the app makes everything so accessible. Reviewed on: 11th February 2026

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