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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19409 reviews)

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4.85

Based on 19,409 reviews, last reviewed 9th Jun 2026

15% decrease in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great as a seperate savings account Using Monzo as a separate savings account from my current account with another well known high street bank. Monzo allows you to create pots which are ... Read more Reviewed on: 9th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19409)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Excellent

Monzo has been rendering excellent service Reviewed on: 25th February 2023

Great bank

Really easy to use with loads of tools, Monzo is a exceptional bank Reviewed on: 25th February 2023

The best bank

With Monzo I thrust very satisfied with the service Reviewed on: 25th February 2023

Amazing in line bank!

I changed to Monzo after 28 years with nationwide. I love the simplicity of the app and customer service care: Round up is a great way to save a light extra money. Reviewed on: 25th February 2023

Most useful and fun bank to use

Monzo is really easy and fun to use, I found it very useful to create pots, check my spending averages and split money with friends. I can’t think of a bank facility that Monzo doesn’t provide. Reviewed on: 25th February 2023

My review of my Monzo experience

Been with Monzo since October 2018 and never really had a problem. I consider them to be secure and innovative. Highly recommended. Reviewed on: 25th February 2023

Love my monzo

Very easy to use you see instant transactions so you can see what coming & going love it Reviewed on: 25th February 2023

Easiest and most Functional Retail Bank in the UK

As an International Student moving to the UK, it was near impossible to open a bank account with the traditional banks in a swift and hassle free manner. However, Monzo was our saviour during those first weeks where we were able to open an account, get a debit card and start transacting within 2 days. After this initial positive experience, I have been using Monzo Plus to keep track of my budget - once again an essential component for a new student in UK. Their seamless integration of transactions to a Google Sheet is unheard of with the other banks. I have also used Monzo across Europe and has had the best experience. Reviewed on: 25th February 2023

Personal experience

I have a good experience in dealing with customer service regarding my account Reviewed on: 25th February 2023

Enslaved by currency

Couldn't do anything without monzo Reviewed on: 25th February 2023

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