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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19409 reviews)

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4.85

Based on 19,409 reviews, last reviewed 9th Jun 2026

15% decrease in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great as a seperate savings account Using Monzo as a separate savings account from my current account with another well known high street bank. Monzo allows you to create pots which are ... Read more Reviewed on: 9th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19409)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Gen Z Money

Innovative, secure, forward thinking Reviewed on: 25th February 2023

Best bank

Love Monzo and recommend to everyone Reviewed on: 25th February 2023

Great bank

I use this account to make purchases and like the function of payments being rounded to nearest pound and saved In a lot Reviewed on: 25th February 2023

Excellent

Excellent and the best bank ever Reviewed on: 25th February 2023

Love monzo

It's the best savings account I have and the fact that I can earn money for recommendations is a bonus. Reviewed on: 25th February 2023

Excellent Service

Calor was my first bank when I moved to the UK, everything is in one place and the app is very easy to use. Reviewed on: 25th February 2023

Banking made easy

Fantastic bank since I joined 2 years ago I would highly recommend nothing is a problem Reviewed on: 25th February 2023

Love it

Got originally for a trip to Disney, but ended up using it more. Love the flex and saving pots. Feel like it’s individual to me, and modern. Reviewed on: 25th February 2023

Financial control

Monzo has helped me stabilise my finances and is streamlined to let me see all my accounts in one place! Reviewed on: 25th February 2023

Amazing

Monzo is a reliable and efficient bank. I would highly recommend Reviewed on: 25th February 2023

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