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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19409 reviews)

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4.85

Based on 19,409 reviews, last reviewed 9th Jun 2026

15% decrease in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great as a seperate savings account Using Monzo as a separate savings account from my current account with another well known high street bank. Monzo allows you to create pots which are ... Read more Reviewed on: 9th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19409)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Brilliant

although there are no branches open to walk in, there are always ways to deposit money and great ways to save. Reviewed on: 24th February 2023

Easy, simple, clean

Easy, simple to use and clean look Reviewed on: 24th February 2023

Simple and easy

Banking with Monzo is so easy and simple. Very efficient and everything is easy to access and to find. Reviewed on: 24th February 2023

Very good

A bank that cares about its customers. I really like . Reviewed on: 24th February 2023

Pros and cons of Monzo

Very reliable online bank , they are always next to your needs. If you are consistent with your payments they'll reward you for various useful products that can make your life easier. The only con is not real life bank. Reviewed on: 24th February 2023

Excellent all round

App is great. Functionality, ease of use and ability to transfer money in seconds is superb. Flex is also a great addition to their product. Reviewed on: 24th February 2023

Excellent bank!

Monzo is the type of service where I have to assure people I'm not being paid by them to promote it - simply because of how excited I get explaining how useful it is! It's so easy, straightforward, upfront, and reliable. Genuinely the most straightforward way to keep on top of my money. Reviewed on: 24th February 2023

Easy to use bank app

Monzo is easy to use, helps with budgeting and saving as you are able to see your areas of spend and set targets against. Reviewed on: 24th February 2023

All round great package

I set up Monzo as a second account and loved it so much that I soon switched my entire naming over. Easy to use, easy to sort out issues, transparent, Customer focused. I don’t have enough good things to say about Monzo! Reviewed on: 24th February 2023

Awesome digital bank

Great digital bank, easy to use great services Reviewed on: 24th February 2023

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