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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19409 reviews)

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4.85

Based on 19,409 reviews, last reviewed 9th Jun 2026

15% decrease in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great as a seperate savings account Using Monzo as a separate savings account from my current account with another well known high street bank. Monzo allows you to create pots which are ... Read more Reviewed on: 9th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19409)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Outstanding customer service

Monzo helped me recover my money from Scammers who infiltrated my life through Amazon shopping Reviewed on: 24th February 2023

Best Bank Ever

Love Monzo so much, so easy to use since day 1. I’ve been recommending it to all my friends and family. Reviewed on: 24th February 2023

Very good all round Bank.

Nothing really to report. Everything is instant. You know when money is put into or going out of your account within seconds! Reviewed on: 24th February 2023

Best bank ever!

When I applied for a monzo account, I didn’t realise how easy it was to sign up, how quick I got accepted for an account and also, how fast my card arrived. I really love that when it’s the day before I get paid, I can see how much money I’m getting plus I can get it a day early if I want. Amazing bank, 11/10!!! Reviewed on: 24th February 2023

Very satisfied with the service

Online banking is quick, simple and easy Reviewed on: 24th February 2023

Excellent

My experience with monzo has been lovely and smooth. Reviewed on: 24th February 2023

Perfect bank

I have been using the services for the third year now and i have no problem. Reviewed on: 24th February 2023

The best

Monzo is the best The services are easy fast with high quality Reviewed on: 24th February 2023

Best bank

Best banks account you can have is really good for traveling very safe im very happy with it Reviewed on: 24th February 2023

My opinion Monzo Bank is a good bank and use every one Online

With my experience, monzo locally and internationally are the best. Reviewed on: 24th February 2023

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