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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19409 reviews)

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4.85

Based on 19,409 reviews, last reviewed 9th Jun 2026

15% decrease in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great as a seperate savings account Using Monzo as a separate savings account from my current account with another well known high street bank. Monzo allows you to create pots which are ... Read more Reviewed on: 9th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19409)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Best bank without branches

Transparency with security. Data and information without anxiety. Flexibility with strength. Reviewed on: 24th February 2023

No drama banking

Monzo works. No problems, instant notifications on everything. Genius banking. Reviewed on: 24th February 2023

BEST BANK

Despite of long wait to get through to customer service the representative always listens the problem attentively n always they make sure the problem r solved n I highly recommend MONZO Reviewed on: 24th February 2023

Wish I had moved over to Monzo years age

Everything I have always wanted in a bank, well done Monzo. Reviewed on: 24th February 2023

Great banking experience

Love this current , quick and easy to navigate love the little pots and how easy it is to transfer to other accounts Reviewed on: 24th February 2023

Excellent

Monzo bank is very accommodating and they have very excellent service. Reviewed on: 24th February 2023

Brilliant bank

Love monzo bank, never had a problem and really easy to use Reviewed on: 24th February 2023

Great experience till date

Using monzo for past one year. It is the first bank which accepted me after reaching UK. Still using it as my primary account because of the customer support and great user interface. Reviewed on: 24th February 2023

Absolutely outstanding Nr1 bank

Best bank account I ever had. Opened for no particular reason, heard some good feedback from others, so just wanted to try it out. And I absolutely love it. Now that's my main account, and other bank's accounts left far, far behind, while Monzo bank account and general banking service became my daily companion. Really recommend to everyone bank. Reviewed on: 24th February 2023

Uncomfortable Service

Monzo offers a wide variety of financial tools and options that can't be found with any other financial institution Reviewed on: 24th February 2023

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