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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19409 reviews)

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4.85

Based on 19,408 reviews, last reviewed 9th Jun 2026

54% decrease in 5 star reviews

in the past 90 days

63% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great as a seperate savings account Using Monzo as a separate savings account from my current account with another well known high street bank. Monzo allows you to create pots which are ... Read more Reviewed on: 9th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Reliability

Very Good Reliable Easy to setup and there products are very interesting Reviewed on: 24th February 2023

EASY AND RELIABLE

Absolutely easy to use and you know where you are call the time. Reviewed on: 24th February 2023

Good service

great service provided by Monzo bank Reviewed on: 24th February 2023

Fast, modern banking

Simple, fast and transparent banking. Easy to set up saving accounts and see where your money is going Reviewed on: 24th February 2023

So Easy!

Absolutely love Monzo and have been a customer for about a year now. Everything has been so easy and clear, and they have tons of amazing features that other banks don’t. Love it! Reviewed on: 24th February 2023

User friendly and safe

It deserves first place in British Banking. Reviewed on: 24th February 2023

Best modern bank in the world

Monzo is the bank for the future, great bank experience Reviewed on: 24th February 2023

Easy, reliable.

Best account easy efficent reliable Reviewed on: 24th February 2023

Easy manageable

I love the way my account is easy to access and manageable ... lot easier than traditional banks Reviewed on: 24th February 2023

Perfect for Neurospicy people

As an ADHD lady Monzo has helped get me straight and control my impulse spending, it really has changed my life Reviewed on: 24th February 2023

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