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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19409 reviews)

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4.85

Based on 19,408 reviews, last reviewed 9th Jun 2026

54% decrease in 5 star reviews

in the past 90 days

63% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great as a seperate savings account Using Monzo as a separate savings account from my current account with another well known high street bank. Monzo allows you to create pots which are ... Read more Reviewed on: 9th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Protect

Responsible comfortable easy to pay and to transfer even u cafe money in the pot as mush as u want Reviewed on: 24th February 2023

Easy to use

Very simple to switch to and set up. Plus the support is always quick and correct. Reviewed on: 24th February 2023

Perfect a most user friendly bank. Safe and secure

Save and secure. Very user friendly Reviewed on: 24th February 2023

Only thing I regret is not changing to Monzo earlier

I don’t know why I haven’t changed bank earlier. It’s been so easy to change to Monzo and they have been fantastic to deal with so far. Love using the pots, getting alerts and notifications, interest rates are great too. I love Monzo! Reviewed on: 24th February 2023

Monzo is the best banking app

Monzo is easy to open. The user interface is user friendly. Customer Service is superb. Reviewed on: 24th February 2023

Good

I have never had a Not had a problem with monzo Reviewed on: 24th February 2023

Brilliant!

Can’t fault Monzo, especially the savings accounts. Much better than any high street banks. Thank you. Reviewed on: 24th February 2023

Superlative performances

Fast service Prompt issues resolution Reviewed on: 24th February 2023

The best

Very good and simple ,loyal and understanding. Good customer service. Reviewed on: 24th February 2023

Amazing bank and app

Best way to bank and so user friendly Reviewed on: 24th February 2023

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