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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19418 reviews)

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4.85

Based on 19,418 reviews, last reviewed 12th Jun 2026

58% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Having pots so you can budget is saving us £200 mont... Having pots so you can budget is saving us £200 month as you know what's happening. Knowing what's coming out upto 2-3 days in advance is again helpfu... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19418)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Easy to use daily and save using buckets like the round up to the nearest £

Awesome banking service and easy to categorise your spending Reviewed on: 24th February 2023

Monzo

Good bank, i really like em. I love the way the detail everything Reviewed on: 24th February 2023

Why choose monzo

I have been with monzo for 4 years best thing I did was to change banks. To be honest I wasnt sure about it just being online but it was never a problem. Everything st the press of a button including help . Any issues resolved super quickly. Notifications all the time. A really good way to manage your money and saving Reviewed on: 24th February 2023

Practical

Help me track my money and its helpful in situation of needing spread the costs of purchases. Reviewed on: 24th February 2023

Easy to use and great offerings

Love my account easy to use and rest offers Reviewed on: 24th February 2023

Excellent bank

Very accurate and informative bank. No charge for withdrawal abroad. . Every purchase shows immediately. Reviewed on: 24th February 2023

I very happy with Monzo

I am very satisfied with bank monzo Reviewed on: 24th February 2023

Everything I need in a bank!

Monzo is the best bank account I have had. I've lived in multiple countries and used a variety of banks but Monzo is by far, the best to date! Easy, user friendly interface, good money management tools, great customer service. Reviewed on: 24th February 2023

Outstanding bank

I'm 72 and Monzo has been my best banking experience. Offering simplicity, professionalism and customer care. I get offers from other banks continuously, Monzo is everything I need. Reviewed on: 24th February 2023

Fantastic

Always brilliant, better than any other bank worldwide Reviewed on: 24th February 2023

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