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Monzo: Current account reviews

4.85
Based on 19,419 reviews, last reviewed 12th Jun 2026
58% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026
S E's avatar
S E

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (19419)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

5
Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Best bank

5
Monzo is the best bank ive had . Has plenty of ways to help you control your money, allows you to access your money a day before payday and has great customer service. Would recommend to everyone. Reviewed on: 24th February 2023

Best bank in uk

5
Easy to open Easy to handle Smooth mobile app Reviewed on: 24th February 2023

excellent bank

5
bank very attentive to the customer Reviewed on: 24th February 2023

The only bank I have stuck with

5
Easy to use, great app, superb money management options. Brings banking into the 21st century. Reviewed on: 24th February 2023

Very useful

5
Monzo makes sharing costs easy and it's great to be able to see the break down of your monthly spending. Also very handy for travel abroad due to being able to get cash out without additional fees. Reviewed on: 24th February 2023

The best

5
for me it's the best bank with the best benefits I've ever had. Reviewed on: 24th February 2023

10/10!!

5
Joined Monzo after a friend told me about it. We both got £5 for joining! Monzo lets me get paid a day early which helps with bills. They also do pots that help me control my spending. Im so glad i moved to Monzo. Best decision!!!! Reviewed on: 24th February 2023

Monzo the Magnificent

5
Love the ease, the customer support, just magic! Reviewed on: 24th February 2023

Mr

5
Is very nice Monzo, i love monzo because is safe Reviewed on: 24th February 2023

It Very good

5
IT Very good secive And very good for bank account. Reviewed on: 24th February 2023

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