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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Complex Simplicity

5
I am so accustomed to banking through Monzo for my current and joint account that I can’t imagine not having this feature control and oversight. Monzo has made the complexity of feature rich control feel so simple. Reviewed on: 20th February 2023
Don Corea's avatar
Don Corea

Fab app banking

5
Easy to use. No fees for spending abroad. Can split payments with friends and love the pots I can create to separate my money. Love this app Reviewed on: 20th February 2023
Dwest's avatar
Dwest

Excellent, modern banking

5
Lots of features, amazing 24hr customer service - no waiting on hold! Competitive interest rates. Reviewed on: 20th February 2023
James's avatar
James

Easy, manipulative, accessible

4
Whilst it is very easy to use, I find that Monzo has lots of hidden costs/features like unarranged overdraft which I find is misleading Reviewed on: 20th February 2023
zopauser2101's avatar
zopauser2101

Best bank in the UK

5
I've had a Barclays account before and then switched to Monzo. I can't tell you how much better my experience is and how much control I have over my account now! Reviewed on: 20th February 2023
Arthur Ceccotti's avatar
Arthur Ceccotti

Easy banking, great user experience

5
It is rare to find a company so dedicated to simple easy to use online services. Monzo products are by far the best there are everything just works well and their marketing and listening to customer feedback to iterate and improve is very impressive. I wouldn’t go anywhere else. Reviewed on: 20th February 2023
Cheryl Hunter's avatar
Cheryl Hunter

Great banking product

5
I've been with Monzo for a while and find them a brilliant bank especially when it comes to getting my salary early a feature not available with any other UK bank as far as I'm aware. Would highly recommend Reviewed on: 20th February 2023
Daniel Benjamin's avatar
Daniel Benjamin

Getting better and better

5
Been full Monzo for years now and the service and development of new features is still spectacular Reviewed on: 19th February 2023
Finlay's avatar
Finlay

Best bank by far

5
The features, the customer service and overall experience is world class Reviewed on: 19th February 2023
betalogic's avatar
betalogic

Best. Bank. Ever.

5
Incredible onboarding experience. And real tools to make sense of all of my money. Can't wait to see all the other things they have planned. Reviewed on: 19th February 2023
TS's avatar
TS

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