Paid advertisement
Smart Money People Logo
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.93
Based on 19,406 reviews, last reviewed 19th May 2026
82% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026
Sharn Nash's avatar
Sharn Nash

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19406)

Easy, effortless banking

5
Monzo revolutionised banking. They made it so simple to transfer money Reviewed on: 17th February 2023
Anna Cooper's avatar
Anna Cooper

Best bank ever

5
Best bank ever!!! Who'd have thought a bank could make my life easier when it comes to finance!? Reviewed on: 17th February 2023
Abi's avatar
Abi

Wish I'd used them sooner

5
The best bank account ever! The app is so simple to use and u can get paid a day early Reviewed on: 16th February 2023
Hazel Willcox's avatar
Hazel Willcox

Frictionless banking as it should be

5
I can track any and every metric I need to. How much I’ve spent, how much I’ve got left to spend and how my spending compares with last year. Reviewed on: 16th February 2023
Ben H's avatar
Ben H

Brilliant

5
Monzo is the only bank I know people get excited to talk about. That’s special. Reviewed on: 16th February 2023
Joy Blu's avatar
Joy Blu

Monzo is absolutely ace.

5
Since signing up for Monzo I've never looked back. The app is slick, it's so easy to get support in-app, and I have so much better control over every aspect of my money. They continue to deliver great new features; in fact, with the new Flex card I won't need my legacy bank at all anymore. Monzo keep delivering! Reviewed on: 16th February 2023
James's avatar
James

Quick, easy and convenient

5
Great bank, quirky features, convenient, quick customer service Reviewed on: 16th February 2023
Musarrat's avatar
Musarrat

Best bank ever

5
I love everything about Monzo. Especially splitting bills and requesting payments. Reviewed on: 16th February 2023
Kirsty Peters's avatar
Kirsty Peters

Great modern bank

5
Bank that actually puts the customer and innovation first Reviewed on: 16th February 2023
Tanya's avatar
Tanya

Excellent

5
Great account features and customer service Reviewed on: 16th February 2023
Fairy's avatar
Fairy

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo

  • Under 16s account

    from Monzo 4.97 from 944 reviews
    Monzo

  • Flex Purchase credit card

    from Monzo 4.97 from 3174 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill