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Monzo: Current account reviews

View other Monzo products
4.93
Based on 19,406 reviews, last reviewed 19th May 2026
82% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026
Sharn Nash's avatar
Sharn Nash

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19406)

The perfect bank for everything

5
Monzo offers everything you need to save and budget, no additional tools needed. Their UX is exceptional and the support team are next to none. The only bank you need. Reviewed on: 18th February 2023
Josh's avatar
Josh

Best bank I ever used ( and I tested a lot of them)

5
I tried over 15 banks world wide and in the UK. Monzo is definatly the best one Reviewed on: 18th February 2023
Erwan Tortevois's avatar
Erwan Tortevois

Flexible Banking

5
There are so many ways you can do banking with Monzo. It’s constant innovation of features always make payments easy, whether budgeting or planning or understanding my finances Reviewed on: 18th February 2023
Adam Sadiq's avatar
Adam Sadiq

Great App

4
Monzo is a great way to manage everyday spending, and paying friends and family. It's the easiest banking app I've experienced. It's my go to account when travelling abroad and spending in a different currency. I stopped using physical money abroad because of monzo Reviewed on: 18th February 2023
Jack Hamill's avatar
Jack Hamill

The future of banking

5
Monzo is the future of banking. Their customer service is outstanding, products are fantastic, easy to use app and the best part is you’re in control of your money. Goodbye high street banks Reviewed on: 18th February 2023
Steve's avatar
Steve

Monzo is always the best

5
It’s the best app by far. It’s not only secure, but also easy to use. I love getting notifications for my transactions. It categorises my payments so I can better understand my spending. It’s honestly the best Reviewed on: 18th February 2023
Nina Rafieifar's avatar
Nina Rafieifar

Easy and reliable

5
Everything is doable on the app with ease Reviewed on: 17th February 2023
Catherine Ryan's avatar
Catherine Ryan

Super easy and reliable

5
Well designed app, expansive suite of features. Amazing customer service Reviewed on: 17th February 2023
Fall Out Ben's avatar
Fall Out Ben

used to be good, now lacking!

2
With the introduction of banks such as Chase, offering really competitive interest rates and rewards - Monzo has now lost its shine. I prefer the Monzo app, over the likes of Chase - but its product is now lacking!! Reviewed on: 17th February 2023
Joe's avatar
Joe

Just keeps getting better

5
The great thing about Monzo is that it's always evolving to give you more tools to manage your money, whereas traditional banks still lag far behind. It has made managing my money so much easier. I rarely have any issues but when I do, Customer service has been excellent. It really is in another league. Reviewed on: 17th February 2023
James Haworth's avatar
James Haworth

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