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Monzo: Current account reviews

4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Advanced Transactions

5
I love how Monzo show me my upcoming transactions and when it comes to direct debits even tells me if there are any changes to the amount in that particular month. Reviewed on: 24th February 2023

Handy and easy to use

5
Great for spending abroad and saving here at home! Reviewed on: 23rd February 2023

Seems to be heading in the right direction again

5
After a few years of weird tests and shoving adverts down your throat it's nice to see Monzo settling into a faster release cycle and focussing on the little niggles that annoy. Keep it up Reviewed on: 23rd February 2023

Great Service

5
I’ve never had any issues and is a lot more reliable than other banks I’ve used Reviewed on: 23rd February 2023

The Best Bank

5
It's simple. It's the best bank. Best features. Best support. Reviewed on: 22nd February 2023

Payment Reminder

5
Help to notify you when a payment is leaving or received into your account. Regular notifications to alert you to any changes to your account. Reviewed on: 22nd February 2023

Great bank

5
Great bank with good services, instant card transaction notifications is awesome. Reviewed on: 22nd February 2023

Excellent

5
Best company ever, so easy to use and much better than conventional banks Reviewed on: 22nd February 2023

Brilliant

5
Excellent customer service and good service Reviewed on: 21st February 2023

Monzo

5
The best bank by miles. Well done. Reviewed on: 21st February 2023

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