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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19406 reviews)

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4.93

Based on 19,406 reviews, last reviewed 19th May 2026

82% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Great banking product

I've been with Monzo for a while and find them a brilliant bank especially when it comes to getting my salary early a feature not available with any other UK bank as far as I'm aware. Would highly recommend Reviewed on: 20th February 2023

Getting better and better

Been full Monzo for years now and the service and development of new features is still spectacular Reviewed on: 19th February 2023

Best bank by far

The features, the customer service and overall experience is world class Reviewed on: 19th February 2023

Best. Bank. Ever.

Incredible onboarding experience. And real tools to make sense of all of my money. Can't wait to see all the other things they have planned. Reviewed on: 19th February 2023

Easy money management

I haven't felt more in control of my finances than since I switched to Monzo. Every product they offer does things better than traditional banks. Reviewed on: 19th February 2023

Monzo

Monzo are great, I don't have anything else to add. Reviewed on: 19th February 2023

Monzo changed my banking world

Banking has never been the same since Monzo. They help me manage my money on my terms and make banking personal and easier to manage. And yes, I’m now a pot-o-holic with pots for salary stuffing and saving. Love it. Wouldn’t consider going anywhere else. Reviewed on: 19th February 2023

!

Very good, very nice! Very good, very nice! Reviewed on: 18th February 2023

Constantly one step ahead of the incumbents

It has been a feature of Monzo's presence in the banking market for the last few years that they release a new feature that everybody would find useful. Soon after there is an advert from a high street bank claiming they came up with this fantastic new idea and aren't they fantastic. Most of the time, it's a poor imitation of the experience you get with Monzo. First class customer experience. Reviewed on: 18th February 2023

Amazing

Brilliant! Never had any problems with them at all. Reviewed on: 18th February 2023

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