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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

58% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Monzo

Monzo are great, I don't have anything else to add. Reviewed on: 19th February 2023

Monzo changed my banking world

Banking has never been the same since Monzo. They help me manage my money on my terms and make banking personal and easier to manage. And yes, I’m now a pot-o-holic with pots for salary stuffing and saving. Love it. Wouldn’t consider going anywhere else. Reviewed on: 19th February 2023

!

Very good, very nice! Very good, very nice! Reviewed on: 18th February 2023

Constantly one step ahead of the incumbents

It has been a feature of Monzo's presence in the banking market for the last few years that they release a new feature that everybody would find useful. Soon after there is an advert from a high street bank claiming they came up with this fantastic new idea and aren't they fantastic. Most of the time, it's a poor imitation of the experience you get with Monzo. First class customer experience. Reviewed on: 18th February 2023

Amazing

Brilliant! Never had any problems with them at all. Reviewed on: 18th February 2023

The perfect bank for everything

Monzo offers everything you need to save and budget, no additional tools needed. Their UX is exceptional and the support team are next to none. The only bank you need. Reviewed on: 18th February 2023

Best bank I ever used ( and I tested a lot of them)

I tried over 15 banks world wide and in the UK. Monzo is definatly the best one Reviewed on: 18th February 2023

Flexible Banking

There are so many ways you can do banking with Monzo. It’s constant innovation of features always make payments easy, whether budgeting or planning or understanding my finances Reviewed on: 18th February 2023

Great App

Monzo is a great way to manage everyday spending, and paying friends and family. It's the easiest banking app I've experienced. It's my go to account when travelling abroad and spending in a different currency. I stopped using physical money abroad because of monzo Reviewed on: 18th February 2023

The future of banking

Monzo is the future of banking. Their customer service is outstanding, products are fantastic, easy to use app and the best part is you’re in control of your money. Goodbye high street banks Reviewed on: 18th February 2023

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