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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Best bank

So easy to use, does all I want and more I didn't know I wanted. Reviewed on: 3rd February 2023

Absolutely love monzo!

I absolutely love monzo. Primarily the salary sort is a god send, it’s made me feel so much more confident managing my money. Always spot on with customer service. I couldn’t imagine going to any other bank now as Monzo provides all the ingredients to make money management so painless. Reviewed on: 3rd February 2023

Easiest way to manage your money

Unrivalled way to manage your spending, with categorisation of your spending, pots to stow away savings and predictions of spending. Reviewed on: 3rd February 2023

So good it's changed how I finance!

Monzo is such a fantastic, simple and easy-to-use current account with loads of extra features that make banking even better. You can see all our money in one place, create personalised pots to help save and create shared tabs with fellow Monzo users that are so simple for sharing costs. You can send money requests to other non-Monzo users too simply with their phone number which makes group nights out so easy. The editable features and interface are so intuitive- it really is the future of banking. I wouldn't want to use any other bank. Reviewed on: 3rd February 2023

Making banking fun

I can't believe how much easier Monzo has made my life. I finally feel in control of my finances. Reviewed on: 2nd February 2023

Excellent app, easy to use, great benefits and new features all the time

I have used Monzo for several years now and love the products they offer. The app is so easy to use, I can track my spending and they continuously rollout new features. I am so confident in the bank that I have my salary paid into it Reviewed on: 2nd February 2023

Perfect everyday bank

I love using monzo premium to have all my cards and credit cards expenditures at the same place. And budget my monthly spend with trends Reviewed on: 2nd February 2023

my worst banking experience

We had lots of problems with this bank, the app has a lot issues but the biggest problem is the tendency to lock your account and then demand that we provide a selfie video to unlock. Having withdrawn all my money I now find I can't close my account unless I provide another selfie video, fat chance I'll ever do that lol. Reviewed on: 2nd February 2023

Monzo is easy and uncomplicated to use!

Monzo is really easy and simple to use for everyday purchases Reviewed on: 2nd February 2023

Amazing detail, slightly lacking saving options

I love the functionality of monzo, the analysis and trends are a big help especially in this cost of living crisis. Monzo is great for overseas spending and being able to easily split and expenses with another person. The only thing I think it lacks if decent interest rates such as a regular saver or cashback that other banks offer Reviewed on: 1st February 2023

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