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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Amazing

I can separate my bills money into separate pots , I can pay people easily, I can leave emojis in my thanks for payments . I can also set up savings accounts with interest . Reviewed on: 29th March 2022

Easy Fair Manageable

The customer service is incredibly reliable to mange any problems that you have within the bank. The monzo app is also a great way to manage and control your spending. This allows you to stay in control of your finances. Reviewed on: 28th March 2022

Just so simple

Just so simple to use, makes life easy with its simplicity. Everything reads and does as you would expect, without complicated menus & sub menus- Just love it and links great to the business account side too Reviewed on: 28th March 2022

Love monzo

Great way of banking. Not used cash since joining this revolutionary way of living. The app is easy to use and helpful in many ways. Great for a 70 year old Reviewed on: 28th March 2022

No Fuss, No Problems

I swapped from an ordinary brick and mortar bank to Monzo last year and I haven't had a single regret. The features Monzo has and the service they give are better compared to traditional banks by far. With the free account you get everything you need, but I loved my account so much I decided on purchasing Monzo Plus. The additional features, while not essential, help keep my bank details safe online and allow me to organise my money even better. I've managed to convince a family member to switch to Monzo too and they've never been happier! Reviewed on: 27th March 2022

My bank.. Always watching my back.

Very prompt, swift and apt in finding solutions to all my day to day banking issues. They are always watching my back Reviewed on: 26th March 2022

Best bank when no-one would accept me!

Thank you for understanding and being there as my bank while I got on my feet! I've just opened up my business with a Monzo bank and couldn't be happier! Thank you! Reviewed on: 26th March 2022

Still the best for customer experience

Still the best for customer experience Reviewed on: 25th March 2022

Best banking experience

Absolutely love the simplicity and efficiency of Monzo ❤️ Reviewed on: 25th March 2022

Breath of fresh air

It's been a long time coming, but finally someone decided to rewrite the rule books on being a bank. I am super happy every time I use the app. Reviewed on: 25th March 2022

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