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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Great 21st century banking experience

You can't go wrong with Monzo's current account and app. Top service! Reviewed on: 20th March 2022

Monzo is absolutely number one!

Monzo is absolutely number one! The best bank in the world! Reviewed on: 18th March 2022

Easy and convenient

I was able to open an account without being forced to switch my direct debits, which as I was after a second account for spending, was perfect for me. It's easy to use, and the pots and savings account are great. Reviewed on: 18th March 2022

Unstable

Not a stable service and not very full featured Reviewed on: 18th March 2022

Best bank and VERY helpful

Been with monzo a good few years never had problems very easy to use, wicked for saving! And customer service is brilliant Reviewed on: 18th March 2022

Simple easy banking l

Does exactly what it says on the tin whenever I’ve needed them they’ve been there, and nothing is too much trouble. Could not recommend them enough. Reviewed on: 17th March 2022

Best Bank this Century

Monzo is everything I wished my mainstream bank would have been like. So easy to transfer money and also request it (or split a bill!). I love the idea of pots so I can save for individual items. I’ve recommended them to lots of people who also love them too. We are converted! Reviewed on: 17th March 2022

briliant bank!

i use them in the uk and in france and they are absolutely superb! 10/10! Reviewed on: 17th March 2022

Frictionless banking.

Great bank. No mess. No fuss. Just service. Reviewed on: 17th March 2022

Excellent; accessible; modern

Brilliant app, allowing me a great and unhindered level of access; any problems that have arisen, have been dealt with swiftly and competently. Reviewed on: 17th March 2022

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