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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

62% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Love all the features

Monzo is so simple to use I love it Reviewed on: 13th March 2022

Best company

Quality, fast services. I love Monzo, more than the other classic bank, which client i'm also. I prefer to use Monzo also for his simple menu, much easier than clasic bank. Reviewed on: 12th March 2022

Pay, Receive, Transfer and Withdraw Money anywhere you are Securely.

Best Bank Ever this far for Me and Family Reviewed on: 12th March 2022

Great company

I've been using this bank since 2020. The menu of the app is quite easy to navigate. There are amazing ways you can create pots and save money. You can easily transfer. There are two great options for monzo premium. Most important is that the staff that works there is brilliant. Saving me from scammers once, helping with questions and all of this in a matter of few minutes. Really friendly and helpful! I would recommend this bank for sure to friends or family! Great work! Reviewed on: 12th March 2022

My best backing experience.

The most beautiful and respectable episode of banking i have ever encountered. Long may it continue. Reviewed on: 12th March 2022

Excellent

Efficient and security is excellent since I started using Monzo that is my main account Reviewed on: 11th March 2022

Great all round

It blows the legacy banks away. Reviewed on: 11th March 2022

Easy to use, up to the second information.

Best bank I have ever used. Despite the lack of meaningful interest, I have to say that the features available set them head and shoulders above the competition. Reviewed on: 11th March 2022

Fantastic bank

Setting up an account is easy. Transactions are instant in both personal and business accounts. Customer servi es are quick at responding and really helpful. My overall banking experience with Mo zo has been nothing but excellent. Reviewed on: 11th March 2022

Great experience for the modern age

Easy to setup & get verified, the Monzo teams have been very responsive whenever I've had a query - which isn't often. The visibility Monzo Plus gives me to many of my other bank accounts is great. I use many of their features e ery week both personally and collaborative with friends. Reviewed on: 11th March 2022

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