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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

62% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Best account ever!

Since opening my Monzo account I've had no problems at all and am very please with the service that Monzo provide. They are so transparent in their dealings and I couldn't ask for more from my main current account provider. Simply the best. Reviewed on: 11th March 2022

Ease of banking

The automation and ease of banking coupled with quick customer service is exceptional Reviewed on: 11th March 2022

SUPER MONZO

Monzo is the best. My life is easy with monzo Reviewed on: 11th March 2022

The best account

It’s easy to use and to save money Reviewed on: 11th March 2022

One of my most trusted banks at the moment

Ones I got scammed by someone and Monzo managed to sort it out. Reviewed on: 11th March 2022

Monzo banking

Excellent bank, I love that system that allows you to receive your money a day early. It’s a real godsend for those people who rely on there monthly payments. The app is really good also with the ease to transfer money from one account to another instantly. Reviewed on: 11th March 2022

Finally banking for the 21st century.

It just does everything you'd expect or need from a modern bank. Every other bank seems incompetent and Monzo are the total opposite. Reviewed on: 11th March 2022

Fast & East

Applied and approved in minutes, received the card the next day. Reviewed on: 11th March 2022

Absolutely fantastic bank

Never have any issues with anything if I message regarding anything they are fast at responding and the most helpful team Reviewed on: 11th March 2022

Convinient Banking Experience

Grbanking experience. A lot of personalised services ideal for different needs Reviewed on: 11th March 2022

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