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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

66% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Best bank with superb and effective online banking

I have a very good experience with Monzo and I use Monzo for my day to day daily activities and I have never had any issues with the bank Reviewed on: 3rd March 2022

Monzo is most perfect mobile bank

The rate for international bank transfer is wonderful, and the monthly interest is lovely, even that you top up the creadit in last day on the month, next day you can enjoy the interest. I love it. Reviewed on: 3rd March 2022

Great bank

Simple to use with tons of features. Always know where you stand and makes every day banking a pleasure. Reviewed on: 2nd March 2022

Instant service and support

Mistyped my pin a few times(no reading glasses)was able to verify my account using facial recognition from my hotel poolside! Reviewed on: 2nd March 2022

love it, so simply and such helpful insights

love it, so simply and such helpful insights Reviewed on: 2nd March 2022

Amazingly easy

I recommend Monzo for anyone especially people just starting with online banking, it’s the way of the future and is so clear and simple to use! Reviewed on: 2nd March 2022

easy to use

The app is very accessible, easy to use and navigate Reviewed on: 2nd March 2022

Monzo is the future

As my title has said monzo is the FUTURE! they offer such a smooth running easy to use app. Great customer service options and responses. They have stuff that other banks dont and the crazy thing is its only the beginning! Reviewed on: 2nd March 2022

They make banking easy.

Love how easy it is to do everything. Truest putting the customer first. From setting up in the first place to ongoing care. Reviewed on: 2nd March 2022

Amazing

I have been with monzo a couple years now,I have upgraded to premium and I would never go back to any other bank just absolutely amazing Reviewed on: 2nd March 2022

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