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Monzo: Current account reviews

4.85
Based on 19,421 reviews, last reviewed 19th Jun 2026
66% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026
Rachel W's avatar
Rachel W

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (19421)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

5
Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Easy to use!

5
Reliable, safe, easy to use, absolutely recommended! Reviewed on: 2nd March 2022

They provide the experience all banks should

5
Money is just digital numbers, so it makes sense that a digital only bank would be the best at dealing with it. They are easy, and get the basics right. No complaints. Reviewed on: 2nd March 2022

Wonderful bank

5
This bank is a no frills bank. No hidden charges. I have been a satisfied customer for a few years now. Reviewed on: 2nd March 2022

Excellent service

5
Monzo is an excellent bank with quick transaction and excellent security system Reviewed on: 2nd March 2022

A fabulous bank that thinks of everything

5
Love the current account. So easy to use with the bright coloured cars and contactless. Also the aspects of the account and what it does. Reviewed on: 1st March 2022

Friendly and easy banking hazzle free

5
There’s always summary you can see on your sabing and spending Reviewed on: 1st March 2022

Amazing bank

5
Monzo it Without a doubt the best bank I have ever banked with. I have never had any problems with them at all and this customer support is without a doubt the best I have ever had Reviewed on: 1st March 2022

Super

5
Jestem bardzo zadowolona z konta Reviewed on: 1st March 2022

Best online bank in the world

5
Absolutely love Monzo. A stress free experience and amazing service! Reviewed on: 1st March 2022

Amazing bank

5
This bank is amazing if you want to be able to sort out your Bill's Reviewed on: 1st March 2022

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