Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

View other Monzo products

4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Wish I'd have switched to Monzo sooner

Monzo has completely changed the way I bank and manage my money. I love how I can see everything in one place, record details about my spends, manage by bills and remaining cash, gain historic information at the touch of a button, sort money into separate pots and so much more! I'll never bank with anyone else :) Reviewed on: 28th February 2022

Very accessible and excellent customer service

Whenever I've had an issue they've resolved in no time. I'm very happy with my account and how easy the app is Reviewed on: 28th February 2022

Had no problems in 2 1/2 years help always available

With Monzo since 2019 have not had any problems Reviewed on: 28th February 2022

Budgeting made easy

It’s helped me to see where I’m spending money each month and how I can stay in the green with income / outgoings Reviewed on: 28th February 2022

They gave me first bank account in Uk

I moved to Uk two years ago and most of the banks rejected my application for a bank account. Monzo gave me the chance to get my first account and my first job, without them I probably won’t be here anymore. Thanks to that amazing team for always showing that they care about their costumers ❤️ Reviewed on: 28th February 2022

Amazing

Monzo is very efficient and instantly alerts on any transactions. Customer service is excellent! Reviewed on: 28th February 2022

best Bank

Got refused a buissnes account by another bank so went with monzo, so glad I did, great customer service, user friendly app can't fault Reviewed on: 28th February 2022

Excellent

No hassle, easy to use, can set up little pots for saving or paying bills, a round never give you banking a second thought as once you've set up it runs its self. Reviewed on: 28th February 2022

Amazing I love my personal account

Couldn't ask for a better Bank I love it it easy to use the app if I have an issue it's resolve quickly Reviewed on: 28th February 2022

Nice

Good sarvish thxx monzohh hhhdfnjx Reviewed on: 28th February 2022

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

M Plus account
from Virgin Money 4.32 from 33 reviews
Graduate Current Account
from Bank of Ireland 0.00 from 0 reviews
Current Account
from Post Office 3.60 from 4 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1140 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub