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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Amazing

Helps so much managing my finances, easy to use with a simple clear UI. Customer service available 24/7, very prompt responses and always happy to help. Love the coral card! Reviewed on: 28th February 2022

Outstanding customer service

The customer service is outstanding, all the staff I’ve dealt with have been extremely helpful and polite. They offer services to meet my needs, and the app is great. Best choice I made when opening my account with them. Reviewed on: 28th February 2022

Excellent

Very easy ro use n excellent quality Reviewed on: 28th February 2022

Great bank know exactly where you are with your money

There is so many little things that makes monzo a smart and easy bank to use and there is no charge for there basic account where you get all them features would definitely recommend to friends and family Reviewed on: 28th February 2022

Good Bank

It’s a good bank! I havent got any issues with it at all. Reviewed on: 28th February 2022

Amazing

Monzo is reliable, safe, practical, innovative and in short amazing Reviewed on: 28th February 2022

Best banking app ever!

Monzo is a great banking app and I am always recommending it to family and friends. Considering it’s a faceless bank their virtual customer service is next to none. You can just instant message them on the app and you always get a response within a few minuets! If you like travelling then Monzo is also great as they offer you tips and tricks on things like the exchange rate and advise you on what your safest financial options are. The app also allows you to navigate your money around with pots and I particularly love the “round up to the nearest pound” option on everything you spend. It’s a great way of saving! I’ve been with the bank for 3 years now and have never been able to fault them! Reviewed on: 28th February 2022

Monzo makes banking stress free

Basic free card offers many advanced functions The £15 a month account mostly pays for itself if you need mobile phone insurance and holiday insurance as they come as part of the package. insurance Reviewed on: 28th February 2022

Absolutely the best

The best banking , easy, excellent customer service and have recommended to many friends and colleagues Reviewed on: 28th February 2022

Excellent

Really useful and very efficient service, I have been using Monzo premium and it is great I get travel insurance for 15£ and I went to turkey had an accident and it was covered thanks god for Monzo. Reviewed on: 28th February 2022

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Monzo: Current account reviews

67% decrease in 5 star reviews

10% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Best British bank 2025

Best banking app 2025

Monzo Current account reviews (19421)

Monzo remain the leading bank in the UK.

Amazing

Outstanding customer service

Excellent

Great bank know exactly where you are with your money

Good Bank

Amazing

Best banking app ever!

Monzo makes banking stress free

Absolutely the best

Excellent

Do you have a different Monzo product?

Want to see more from Monzo?

Flex Purchase credit card

Under 16s account

Investments

Join Smart Money People

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