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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Efficient, communicative, informative

I always know how much I have available at any point in time, there are notifications to warn if I'm going over budget, if there's an issue Monzo is contactable and always offers a resolution. My experience so far has been excellent Reviewed on: 26th February 2022

good bank

really good for online banking and fast service as well and costumer service tooo good Reviewed on: 26th February 2022

Simple & Safe banking.

Easy access and Safe banking. Monzo has continued to deliver for us both at home and abroad. Highly rate the Monzo services. Reviewed on: 26th February 2022

One of the best online banking

Best thing bout this bank despite being online all issues get resolved with best customer support Reviewed on: 26th February 2022

Quick, easy to access and simple service.

Monzo has a service which is easily accessible. The way they sort out the issues is clear as well. There will be a complete history of the chat, for a particular any particular individual issued they can also call us if needed, but keep everything clear. Not to mention, their response is quick most of the time. The way their operation is designed, in the mobile app, is simple and has good features like sending or requesting money from a person using only the mobile number, etc. Overall, great experience. Reviewed on: 26th February 2022

Excellence

The is so simple to use which makes banking so easy Reviewed on: 26th February 2022

I suggest Monzo to all my friends

I recommend Monzo to all my friends & family. They have helpful & friendly staff, they show how much you have left of your budget each month & how many days you have left until your next payday they’re awesome! Reviewed on: 26th February 2022

Really recommend

Money is safe with monzo, I have been with them for a while now and you even get your money a day early! So recommend, love all the little bits in the app Reviewed on: 26th February 2022

It is just so easy

Everything is easy, from getting paid early, to then having a clear budget within the app to track outgoings. The only downside is due to the way the chat works, I’d you have an issue and get put in a specialist queue to speak to and advisor and have further issue. No one will see your chats until your initial problem is resolved. This has the potential to cause huge issues if you for instance lost your card while in one of these queues Reviewed on: 26th February 2022

Amazing

No other bank has such great features. I specifically love getting paid a day early! Reviewed on: 25th February 2022

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