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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Perfect banking

Nothing bad to say about Monzo ever, I even get paid 8 hours earlier than my coworkers Reviewed on: 25th February 2022

Monzo Bank so good to me and friends and families

Excellent Bank... Effectiveness and responsiveness of Monzo services are efficient to me and the people I introduced to Monzo Bank Reviewed on: 25th February 2022

Awesome Banking App

I was a bit sceptical when I first open my current account with Monzo. But I have been over by the user friendly app and all the features on their app. Reviewed on: 25th February 2022

Very good bank.

Awesome banking experience very helpful and friendly customer desk. Reviewed on: 25th February 2022

Seamless Banking

Excellent Experience always and will always recommend to everyone Reviewed on: 25th February 2022

Great bank

Works out all your bills etc and getting paid early option very helpful love it Reviewed on: 25th February 2022

I love Monzo

The experience has been wonderful. Charges. Notifications and customer service is amazing Reviewed on: 25th February 2022

Great watch

Great banking great information system Reviewed on: 25th February 2022

Easy and convenient

Monzo is the best account I've ever had, it's quick and easy to set up and it has everything I need. Reviewed on: 25th February 2022

Reliable bank and very fast service

Great and reliable bank in the world and u can trust blindly Reviewed on: 25th February 2022

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