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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

View other Monzo products

4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Amazing

Amazing service always there to help Reviewed on: 25th February 2022

So easy

My money is always nice and tidy with the help of Monzo Reviewed on: 25th February 2022

excellent

brilliant !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Reviewed on: 25th February 2022

Very awesome people who happen to run a bank.

So, the bank isn't perfect...yet. There's a few issues here and there with the app but the thing that sets them apart are the people. You genuinely get the impression that everyone wants to help as much as possible. No buzzwords or corporate speak. Just people telling you how things work, what they can do to help and what you can do to help yourself. Can't recommend them enough. Reviewed on: 25th February 2022

Amazing

The bank is amazing and I believe it was the first bank to take immediate payments to help people spend their money wisely. Reviewed on: 25th February 2022

Amazing current account provider

An easy to use, modern user interface that helps you budget and get in control of your finances, whilst also offering a huge range of other products from overdrafts to loans and pay later options. Customer service is outstanding and the morals of the company are faultless. Reviewed on: 25th February 2022

Amazing service

I find it so easy to budget for the month and helps me also save with out even missing the money. I wouldn’t bank with anyone else, the reports and instant transfers are amazing. My personal favourite is getting to access your pay a day early! Reviewed on: 25th February 2022

Adrian

Is very good bank monzo I like it Reviewed on: 25th February 2022

So easy and treat with respect

Best service iv had from a bank account recommended to everyone Reviewed on: 25th February 2022

Excellent

Excellent helped me out and get paid early nice Reviewed on: 25th February 2022

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Monzo: Current account reviews

67% decrease in 5 star reviews

10% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Best British bank 2025

Best banking app 2025

Monzo Current account reviews (19421)

Monzo remain the leading bank in the UK.

Amazing

So easy

excellent

Very awesome people who happen to run a bank.

Amazing

Amazing current account provider

Amazing service

Adrian

So easy and treat with respect

Excellent

Do you have a different Monzo product?

Want to see more from Monzo?

Flex Purchase credit card

Under 16s account

Investments

Join Smart Money People

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