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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19398 reviews)

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4.93

Based on 19,398 reviews, last reviewed 21st Apr 2026

70467% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Brilliant bank account Brilliant bank account, the features like 'Pots' help me manage my finances effectively Reviewed on: 21st April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19398)

Great bank

They have really good any problems I have had have dealt with straight away Reviewed on: 23rd February 2022

Amazing

I love Monzo. I wouldn’t go anywhere else. I love all the features like pots and round ups and who doesn’t love the funky cards Reviewed on: 23rd February 2022

Very good customer service

I had a problem before with dating agency were taking my money on monthly base ....Monzo stopped that for me . Because i asked them for help . Thank you Reviewed on: 23rd February 2022

Trusted and very clear and easy products ,, easy to use , thanks you're the best.

Very clear and good service,, I love it. Reviewed on: 23rd February 2022

Easy to use and great customer service

Monzo has being a good bank for me and everyone it’s very easy to use and navigate around the app and also I remember when I had issues with my card I contacted them About it and the costumer service was great including the fact the sent a new card for me immediately which shows that the put we the customers first Reviewed on: 23rd February 2022

A bank that literally changes lives

After a life time of being fairly hopeless with money there is now good reason as to why I am evangelical about Monzo. It has literally changed the way I live my life. Everything is just easy with Monzo. From the intial setting up of the account (4 years ago) To savings pots. To budgeting. To changing my name after getting married. Ordering statements for a mortgage application…. It really is a bank that works for people. Reviewed on: 23rd February 2022

Fantastic

Fast service, very reachable and efficient, pro active and engaging with their customers, always have new perks coming up and super informative Reviewed on: 23rd February 2022

Best bank Ive ever used and theirs been a few lol

Absolutely love Monzo, it’s such a good account with all the features it offers, customer service are also amazing the app is so easy to navigate aswell 100000/10 can’t fault them at all ♥️ Reviewed on: 23rd February 2022

Amazing Experience with Monzo

My experience with Monzo has been seamless. Haven recently moved to the Uk, Monzo was the first financial account I had and it served me well. Even after opening other bank accounts, I use Monzo for my daily spending and it’s been an amazing experience Reviewed on: 23rd February 2022

Best bank!

Best bank, has everything I could ask for Reviewed on: 23rd February 2022

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