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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Pots!

5
Thanks to Monzo’s pots I’m able to manage my finances and even save. Brilliant app and on the odd occasion I’ve had to contact them they’ve handled my queries quickly and efficiently. Reviewed on: 23rd February 2022
Caroline Conroy's avatar
Caroline Conroy

Amazing

5
I think this bank is amazing as they are super amazing and would highly recommend it to anyone as they are super helpful in everything they do Reviewed on: 23rd February 2022
Shane Guite's avatar
Shane Guite

The best

5
Very good card,I like to use for everything Reviewed on: 23rd February 2022
Bogdan Andrei's avatar
Bogdan Andrei

Changed my life !

5
Monzo has helped me - for the first time ever (in my 60s so Monzo not just for tech savvy youth!) to get control of my finances - the app is a joy to use and their customer services brilliant. I’ve converted most of my family to Monzo already. Took the plunge recently and 100% moved all my banking to them. The Best. Reviewed on: 23rd February 2022
Sarah Wooster's avatar
Sarah Wooster

Excellent Bank

5
Monzo makes my life easier in terms of paying buying my needs and wants every day i have no issues with Monzo and i am happy that i got my Monzo account to be honest. They helped me alot with refunds and stuff everythingbis just sorted fast. I rate monzo 10/10. Reviewed on: 23rd February 2022
Zyrawin's avatar
Zyrawin

Best Bank

5
Literally the best experience I only use Monzo as I don’t need any other Reviewed on: 23rd February 2022
fabiomaltez1999@gmail.com's avatar
[email protected]

Amazing

5
Super helpful colleagues, being paid the day before is a god send and the perks with Monzo Premium are top notch! Reviewed on: 23rd February 2022
Moose Moores's avatar
Moose Moores

Best bank ever

5
They make my life so much easier and I really believe in them and their vision. I’m an investor and have Monzo Premium. Reviewed on: 23rd February 2022
Shannon Haggarty's avatar
Shannon Haggarty

Fully fledged Mobile Banking Application

5
I really love the pace at which they release a new feature or bug fix. I recommend it for sure to everyone looking to open a hassle-free current bank account. Reviewed on: 23rd February 2022
Hatef Palizgar's avatar
Hatef Palizgar

Best modern bank

5
I love monzo and all the features that come along with it, I feel I have more control over what I can do with the funds in my account than I did when I was with a big six bank. Reviewed on: 23rd February 2022
JimJam's avatar
JimJam

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