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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Monzo Online Bank is the future

5
This is the way a bank should be,easy transfer to otherr uk account and international transfers are the best rates ever.It can only gets better Reviewed on: 23rd February 2022
Emerson's avatar
Emerson

Great and easy to use

5
I have been using it for 3 years that is the reason because it's a great bank Reviewed on: 23rd February 2022
Portia 's avatar
Portia

Everything is precise, quick and transparent

5
Everything down to their app, payments and support is slick, well designed and speedy. Features released are great and decisions made are so transparent and even draw on customers to help make them. If only every company was like Monzo! Reviewed on: 23rd February 2022
Ben Abelman's avatar
Ben Abelman

monzofonzo

4
Packed Full of features to keep you on top of your money, get paid early is a favorite of mine Reviewed on: 23rd February 2022
Anonymous's avatar
Anonymous

Banking

5
Amazing service always there to help Reviewed on: 23rd February 2022
Sharon Marsh's avatar
Sharon Marsh

Amazing

5
Monzo is the best bank ever! Simple and always ready for any occasion ! Highly recommended Reviewed on: 23rd February 2022
Elia's avatar
Elia

No hassle banking

5
I've been with Monzo a few years and love how easy it is to use the app - it's the easiest banking app I've used so far! Reviewed on: 23rd February 2022
Sue's avatar
Sue

Very user friendly UI and access on the bank app

5
Quite impressive UI and have habituated to use Monzo, for every transaction. Reviewed on: 23rd February 2022
Narendhar Reddy's avatar
Narendhar Reddy

Easy to apply for

5
Great options to save and Manage your money Reviewed on: 23rd February 2022
Harry 's avatar
Harry

Best financial choice I ever made

5
Excellent customer service and very easy to use Reviewed on: 23rd February 2022
William Russell's avatar
William Russell

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