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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19398 reviews)

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4.93

Based on 19,398 reviews, last reviewed 21st Apr 2026

70467% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Brilliant bank account Brilliant bank account, the features like 'Pots' help me manage my finances effectively Reviewed on: 21st April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19398)

Got everything just right.

Since opening Monzo it’s my absolutely go to number 1 bank. They have every single aspect down to a T. Never ever find yourself having any issues what so ever and any help you need is so easy to deal with them for Reviewed on: 23rd February 2022

Monzo is amazing

I really really love monzo! Can’t believe I didn’t switch sooner!!! Reviewed on: 23rd February 2022

Excellent app

Monzo’s app and features are unique and better than any other bank Reviewed on: 23rd February 2022

very satisfied

I'm happy with my account in everything there is nothing wrong I'm just happy with everything Reviewed on: 23rd February 2022

Fantastic

Fantastic bank with easy access and would highly recommend Reviewed on: 23rd February 2022

The future of banking

A product so good that every other UK bank was forced to copy them to catch up. I wish all banks were like Monzo Reviewed on: 23rd February 2022

Monzo best bank

In my opinion monzo is the best bank anyone could go with they give you updates on bills up to five days before they come out of your account plus they let you get payments a day early then you are due it plus there app is the easiest to use with the layout and security Reviewed on: 23rd February 2022

the pots feature is awesome!

The ability to put my money into pots has been a game changer in being able to manage my money and save for specific projects Reviewed on: 23rd February 2022

Monzo and their customer service BRILLIANT!

The Monzo card is so good! I use it 99% of the time. I feel very safe using it. Once I received a funny charge and told Monzo who froze my account immediately. A new card was issued by the end of the week. Fantastic human customer service! Reviewed on: 23rd February 2022

Very good and easy bank

Everything is perfect with this bank it is so easy to use it. Would recommend Reviewed on: 23rd February 2022

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