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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

6038% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Shockingly brilliant banking!

Honestly best bank I've ever used, once getting use to the app and realising how handy and easy it is pay friends and having pots for budgeting, I have found my money going further, I now do all my bank through Monzo. Dont change what you are doing it amazing work so far, highly recommended! Reviewed on: 23rd February 2022

Best Bank

Got everything I need, and very good customer service that are responsive. Reviewed on: 23rd February 2022

Fantastic and Transparent

Really awesome bank. Simple to use app. Transparent vterms and conditions. You really do know what you're signing up for whilst performing different functions Reviewed on: 23rd February 2022

Best bank hands down

Simply the best bank in the uk hands down Reviewed on: 23rd February 2022

Very good

Not had a single problem with monzo so far. Only thing is depositing cash but who does that now days Reviewed on: 23rd February 2022

All Great!

Very nice app. All clear and understandable. the process of sending or receiving money is very fast. a very convenient function to split the bill. I like monzo. Reviewed on: 23rd February 2022

No Fuss

If you want a Bank which has no fuss and you can control everything yourself by the app then Monzo is for you. Only disappointment I have is the fee for being a Premium Monzo Account holder Reviewed on: 23rd February 2022

Best banking experience I've ever had

Everything is clear and easy to use. Excellent budgeting tools Reviewed on: 23rd February 2022

very good

I'm very happy with my account monzo Reviewed on: 23rd February 2022

Fantastic banking...

Easy, secure and simple banking. Reviewed on: 23rd February 2022

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