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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Recommend

5
Amazing bank account , easy to use and I’ve never had a problem with them.Execellent customer service !! Reviewed on: 23rd February 2022
Aanya makani's avatar
Aanya makani

Literally, the best bank I've ever had.

5
Get paid early, quick response from support, easy user interface, simple to understand terms and conditions - Monzo is what legacy banks need to look up to. Reviewed on: 23rd February 2022
marcarjoon's avatar
marcarjoon

An outstanding product & service

5
I love Monzo - it's simple to use, flexible in terms of what I use it for and overall, just a top-drawer digital experience. Reviewed on: 23rd February 2022
Andrew Jackson's avatar
Andrew Jackson

Best bank in the UK

5
I've used a few banks in my lifetime for varying amounts of money whether it be savings or current accounts. When I found Monzo a few years ago it changed the way I saw banking for ever. Every thing is so easy and clear to use and it's all under one app on my phone couldn't be easier. The customer service is spot on and there communications with me as a customer are second to non. I can safely say I'll never need to look for another bank ever again. Reviewed on: 23rd February 2022
Matt Sadler's avatar
Matt Sadler

Best bank ever

5
Great everyday bank account that supply’s all the pros of other big banks and more! I love the cash out early feature on the app! It’s easy to budget and to put money aside in a pot and also start a savings account iff and when I wish, couldn’t ask for more from a bank! The only downfall would be that there is no bricks and mortar branch to visit. But who needs it when the customer services are brilliant. Reviewed on: 23rd February 2022
Liam 's avatar
Liam

Recommend? I rave about Monzo all the time

5
Monzo is great. I could go on and on about why it's so much better than all the standard big name banks. It's new, it's innovative, I think you could even say it's revolutionary. I've just got back from a long weekend in Spain with a few mates, I never held cash, never paid any fees for using the wrong currency, we had a shared tab into which we put almost all of our expenditure. It makes your life so so so much easier. Give it a go. Reviewed on: 23rd February 2022
Joel's avatar
Joel

Simple and easy

5
The fastest and easiest eay to internet banking. Great support team! Reviewed on: 23rd February 2022
Magelanio's avatar
Magelanio

Very good

5
Very good and easy to use also very easy to set up and quick delivery for card Reviewed on: 23rd February 2022
Connor w's avatar
Connor w

Perfect

5
All of a sudden my money management was better with switching to Monzo from TSB. The tools help me budget & save at last Reviewed on: 23rd February 2022
Darren Gray's avatar
Darren Gray

Excellent

5
Good operating system. And I like monzo service Reviewed on: 23rd February 2022
Dharmendra patel's avatar
Dharmendra patel

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