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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

6038% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

The best

Very good card,I like to use for everything Reviewed on: 23rd February 2022

Changed my life !

Monzo has helped me - for the first time ever (in my 60s so Monzo not just for tech savvy youth!) to get control of my finances - the app is a joy to use and their customer services brilliant. I’ve converted most of my family to Monzo already. Took the plunge recently and 100% moved all my banking to them. The Best. Reviewed on: 23rd February 2022

Excellent Bank

Monzo makes my life easier in terms of paying buying my needs and wants every day i have no issues with Monzo and i am happy that i got my Monzo account to be honest. They helped me alot with refunds and stuff everythingbis just sorted fast. I rate monzo 10/10. Reviewed on: 23rd February 2022

Best Bank

Literally the best experience I only use Monzo as I don’t need any other Reviewed on: 23rd February 2022

Amazing

Super helpful colleagues, being paid the day before is a god send and the perks with Monzo Premium are top notch! Reviewed on: 23rd February 2022

Best bank ever

They make my life so much easier and I really believe in them and their vision. I’m an investor and have Monzo Premium. Reviewed on: 23rd February 2022

Fully fledged Mobile Banking Application

I really love the pace at which they release a new feature or bug fix. I recommend it for sure to everyone looking to open a hassle-free current bank account. Reviewed on: 23rd February 2022

Best modern bank

I love monzo and all the features that come along with it, I feel I have more control over what I can do with the funds in my account than I did when I was with a big six bank. Reviewed on: 23rd February 2022

Monzo

Since getting Monzo it is easily the most user friendly and accessible bank I have ever had Reviewed on: 23rd February 2022

Good bank. The best one.

Friendly costumer service, helpful. Safe money. Reviewed on: 23rd February 2022

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