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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

One word,,, brilliant

5
Never had a problem ,,, always nice when you do need to ring them but rarely you do,, excellent customer service,, Reviewed on: 23rd February 2022
Liam McCarthy's avatar
Liam McCarthy

Great everything

5
Really great banking experience great app, great customer service and features that other banks haven’t ever had. Everything is so easy, I’ll never go back to a traditional bank. Reviewed on: 23rd February 2022
William Vickers's avatar
William Vickers

good service

5
good service premium account is perfect for travel and mobile phone insurance Reviewed on: 23rd February 2022
Csaba Mile's avatar
Csaba Mile

Perfect

5
Does everything I need. Especially love notifications of all transactions and the pots feature :) Reviewed on: 23rd February 2022
Jason Dunton's avatar
Jason Dunton

THE best bank by a country mile

5
I have only been with Monzo for a little over 18months, and can honestly say that my everyday banking experience has been changed for life. I have personally changed 6 people from conventional banks to Monzo. Long may it continue, please please please move to mortgages next. Reviewed on: 23rd February 2022
Dave L's avatar
Dave L

Best Bank I Have Ever Used

5
Easily, simple, smooth, informative, pleasurable are just some ways to describe Monzo. Using a bank account used to be a chore with traditional banks being stuck in their old ways. Monzo has refreshed that and made banking up to date and forward thinking. Reviewed on: 23rd February 2022
Ben Hughes's avatar
Ben Hughes

Highly recommend

5
Great service, easy mobile banking Reviewed on: 23rd February 2022
bronwintopham123456@gmail.com's avatar
[email protected]

Easy to use

5
Extremely easy to use and helpful staff Reviewed on: 23rd February 2022
Master Pig's avatar
Master Pig

The best thing since sliced bread . . .

5
Monzo makes my financial affairs so much easier to manage. I now use it as my main account. Thank you Monzo for making your service such a pleasant experience for the customer. You get my vote all the way. Reviewed on: 23rd February 2022
Hannah Marlin's avatar
Hannah Marlin

Excellent Bank

5
Amazing service, incredibly easy to use app and the instant banking has been a massive help with money control. Reviewed on: 23rd February 2022
Elliot Arnold's avatar
Elliot Arnold

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