Smart Money People Logo
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.93
Based on 19,399 reviews, last reviewed 23rd Apr 2026
6038% increase in 5 star reviews
in the past 90 days
800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026
Teddy Daniel's avatar
Teddy Daniel

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19399)

Everything is precise, quick and transparent

5
Everything down to their app, payments and support is slick, well designed and speedy. Features released are great and decisions made are so transparent and even draw on customers to help make them. If only every company was like Monzo! Reviewed on: 23rd February 2022
Ben Abelman's avatar
Ben Abelman

monzofonzo

4
Packed Full of features to keep you on top of your money, get paid early is a favorite of mine Reviewed on: 23rd February 2022
Anonymous's avatar
Anonymous

Banking

5
Amazing service always there to help Reviewed on: 23rd February 2022
Sharon Marsh's avatar
Sharon Marsh

Amazing

5
Monzo is the best bank ever! Simple and always ready for any occasion ! Highly recommended Reviewed on: 23rd February 2022
Elia's avatar
Elia

No hassle banking

5
I've been with Monzo a few years and love how easy it is to use the app - it's the easiest banking app I've used so far! Reviewed on: 23rd February 2022
Sue's avatar
Sue

Very user friendly UI and access on the bank app

5
Quite impressive UI and have habituated to use Monzo, for every transaction. Reviewed on: 23rd February 2022
Narendhar Reddy's avatar
Narendhar Reddy

Easy to apply for

5
Great options to save and Manage your money Reviewed on: 23rd February 2022
Harry 's avatar
Harry

Best financial choice I ever made

5
Excellent customer service and very easy to use Reviewed on: 23rd February 2022
William Russell's avatar
William Russell

Pots!

5
Thanks to Monzo’s pots I’m able to manage my finances and even save. Brilliant app and on the odd occasion I’ve had to contact them they’ve handled my queries quickly and efficiently. Reviewed on: 23rd February 2022
Caroline Conroy's avatar
Caroline Conroy

Amazing

5
I think this bank is amazing as they are super amazing and would highly recommend it to anyone as they are super helpful in everything they do Reviewed on: 23rd February 2022
Shane Guite's avatar
Shane Guite

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo

  • Under 16s account

    from Monzo 4.97 from 944 reviews
    Monzo

  • Flex Purchase credit card

    from Monzo 4.97 from 3171 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill