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Monzo: Current account reviews

4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

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Monzo Current account reviews (19428)

Great product

5
Title says it all. Monzo is a great product and makes banking super simple and very easy. Reviewed on: 23rd February 2022

Best Bank I have had

5
The customer service is the best that I have had from any bank and what makes it even better is that you get your payments 24hrs earlier. Reviewed on: 23rd February 2022

BEST CARD

5
THE ONLY CARD TO HAVE IN MY WALLET Reviewed on: 23rd February 2022

Best bank ever

5
This bank has changed my views on money and banks Reviewed on: 23rd February 2022

World class

5
Absolutely outstanding service as well as the amazing information you can access from your account at the click of a button Reviewed on: 23rd February 2022

Love them

4
The pots idea is amazing and feel like I have good control of my budget Reviewed on: 23rd February 2022

Monzo

5
The bank that does what it says for a change Reviewed on: 23rd February 2022

Best ever

5
Since I started with Monzo, customer service and the possibilities they offer are great Reviewed on: 23rd February 2022

Excellent service, app and easy

5
Banking with Monzo is so easy, the interface is so simple and easy to understand and if there's ever an issue (there usually isnt!) getting help is so easy and quick. Reviewed on: 23rd February 2022

Amazing Bank

5
Super easy to use and my favourite app Reviewed on: 23rd February 2022

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