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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

6038% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

An outstanding product & service

I love Monzo - it's simple to use, flexible in terms of what I use it for and overall, just a top-drawer digital experience. Reviewed on: 23rd February 2022

Best bank in the UK

I've used a few banks in my lifetime for varying amounts of money whether it be savings or current accounts. When I found Monzo a few years ago it changed the way I saw banking for ever. Every thing is so easy and clear to use and it's all under one app on my phone couldn't be easier. The customer service is spot on and there communications with me as a customer are second to non. I can safely say I'll never need to look for another bank ever again. Reviewed on: 23rd February 2022

Best bank ever

Great everyday bank account that supply’s all the pros of other big banks and more! I love the cash out early feature on the app! It’s easy to budget and to put money aside in a pot and also start a savings account iff and when I wish, couldn’t ask for more from a bank! The only downfall would be that there is no bricks and mortar branch to visit. But who needs it when the customer services are brilliant. Reviewed on: 23rd February 2022

Recommend? I rave about Monzo all the time

Monzo is great. I could go on and on about why it's so much better than all the standard big name banks. It's new, it's innovative, I think you could even say it's revolutionary. I've just got back from a long weekend in Spain with a few mates, I never held cash, never paid any fees for using the wrong currency, we had a shared tab into which we put almost all of our expenditure. It makes your life so so so much easier. Give it a go. Reviewed on: 23rd February 2022

Simple and easy

The fastest and easiest eay to internet banking. Great support team! Reviewed on: 23rd February 2022

Very good

Very good and easy to use also very easy to set up and quick delivery for card Reviewed on: 23rd February 2022

Perfect

All of a sudden my money management was better with switching to Monzo from TSB. The tools help me budget & save at last Reviewed on: 23rd February 2022

Excellent

Good operating system. And I like monzo service Reviewed on: 23rd February 2022

Monzo Online Bank is the future

This is the way a bank should be,easy transfer to otherr uk account and international transfers are the best rates ever.It can only gets better Reviewed on: 23rd February 2022

Great and easy to use

I have been using it for 3 years that is the reason because it's a great bank Reviewed on: 23rd February 2022

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