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Monzo: Current account reviews

4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

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Monzo Current account reviews (19428)

Amazing

5
Love Monzo, it’s great for getting money early, working out spending and so much more! Would recommend to anyone and would never change banks!! Reviewed on: 23rd February 2022

Awesome bank

5
Trustworthy and quick customer service despite being virtual Reviewed on: 23rd February 2022

Thanks

5
Thanks You’re best Bank In England Reviewed on: 23rd February 2022

Monzo bank account

5
Its excellent and so easy to use Reviewed on: 23rd February 2022

Setting the standard for what a modern bank should be.

5
A total game changer in the banking industry and what all others should strive to be. Reviewed on: 23rd February 2022

Very efficient but secure

5
Ease of online banking ,safe and fast on money transfer Reviewed on: 23rd February 2022

Hi

5
Hi I’m so happy with monzo bank Reviewed on: 23rd February 2022

Prompt service and customer satisfaction

5
Satisfied and still expecting them to do more Reviewed on: 23rd February 2022

Brilliant bank

5
Easy to apply, easy to use, great features on the app Reviewed on: 23rd February 2022

Fantastic Futuristic Banking Innovation

5
I just love the way Monzo progressively simplifies and untangles the whole banking customer experience, while at the same time learning fast how to stay one step ahead of the criminal horde keen on tarnishing its image. Banking can be simple, less time-consuming, and yet secure, can't it? Reviewed on: 23rd February 2022

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