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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Great overall, so much flexibility.

5
Banked with them quite early, lots of benefits and perks. Reviewed on: 23rd February 2022
Andrei Trandafir's avatar
Andrei Trandafir

Easy to use, fantastic service

5
From the moment I installed the app, through the verification and use, Monzo have been fantastic. The app is very easy to use and the features are great. Best bank I have ever used. Reviewed on: 23rd February 2022
grant foster's avatar
grant foster

Best app ever

5
Out of all banking apps theirs is the best. Easiest to use and trends are so useful. Reviewed on: 23rd February 2022
Lewis Hall's avatar
Lewis Hall

Simple and efficient

5
Monzo is easy to use via the app. It shows me all my account info and its quick and efficient to manage my money. If there's any issues, there's a chat and the staff are friendly and helpful. Reviewed on: 23rd February 2022
Daniel Hale's avatar
Daniel Hale

Outstanding

5
Best app I use and constantly evolving to improve the customer experience. Reviewed on: 23rd February 2022
Jonathan Peter McDonald 's avatar
Jonathan Peter McDonald

Great

5
Monzo is great so easy to keep track of your spending and upcoming bills. Easy to transfer money and would definitely recommend. Reviewed on: 23rd February 2022
Pol W8's avatar
Pol W8

They have excellent service

5
They good and reliable, the customer are friendly. Reviewed on: 23rd February 2022
Oyero Oreoluwa Bridget's avatar
Oyero Oreoluwa Bridget

Great bank easy to use

5
Always had a very good experience with Monzo and feel comfortable with the ease to use. Reviewed on: 23rd February 2022
Neil Twigg's avatar
Neil Twigg

Easy to use

5
Monzo is easy to use and has plenty functionalities that other banks don't have like send a link to request money, pots to separate my money, change of name... I really like using Monzo. Reviewed on: 23rd February 2022
Anne London's avatar
Anne London

Good service

5
Fast and efficient in banking aspects. Reviewed on: 23rd February 2022
Leonilo Oreste's avatar
Leonilo Oreste

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