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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

6038% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

good service

good service premium account is perfect for travel and mobile phone insurance Reviewed on: 23rd February 2022

Perfect

Does everything I need. Especially love notifications of all transactions and the pots feature :) Reviewed on: 23rd February 2022

THE best bank by a country mile

I have only been with Monzo for a little over 18months, and can honestly say that my everyday banking experience has been changed for life. I have personally changed 6 people from conventional banks to Monzo. Long may it continue, please please please move to mortgages next. Reviewed on: 23rd February 2022

Best Bank I Have Ever Used

Easily, simple, smooth, informative, pleasurable are just some ways to describe Monzo. Using a bank account used to be a chore with traditional banks being stuck in their old ways. Monzo has refreshed that and made banking up to date and forward thinking. Reviewed on: 23rd February 2022

Highly recommend

Great service, easy mobile banking Reviewed on: 23rd February 2022

Easy to use

Extremely easy to use and helpful staff Reviewed on: 23rd February 2022

The best thing since sliced bread . . .

Monzo makes my financial affairs so much easier to manage. I now use it as my main account. Thank you Monzo for making your service such a pleasant experience for the customer. You get my vote all the way. Reviewed on: 23rd February 2022

Excellent Bank

Amazing service, incredibly easy to use app and the instant banking has been a massive help with money control. Reviewed on: 23rd February 2022

Recommend

Amazing bank account , easy to use and I’ve never had a problem with them.Execellent customer service !! Reviewed on: 23rd February 2022

Literally, the best bank I've ever had.

Get paid early, quick response from support, easy user interface, simple to understand terms and conditions - Monzo is what legacy banks need to look up to. Reviewed on: 23rd February 2022

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