Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19428)

Best Bank Evaaah

5
Rapid, Reliable and Resplendent.. says it all Reviewed on: 23rd February 2022
Cat's avatar
Cat

So easy

5
Monzo are so easy to use, help you categorise your spending and in general make it easier to manager your money Reviewed on: 23rd February 2022
Danny's avatar
Danny

User friendly, financially liberating

5
Monzo makes it so easy to manage your finances, being able to make pots which are easily viewed promotes the creation of sinking funds which has greatly expedited my journey to financial freedom. Thank you Monzo! Reviewed on: 23rd February 2022
Sean P's avatar
Sean P

Best Bank Ever!

5
Never had any problems with Monzo, always helped me & always been supportive & understanding! I recommend Monzo to everyone! Reviewed on: 23rd February 2022
Ethan Alex Parkhill's avatar
Ethan Alex Parkhill

Brilliant

5
Brilliant service, everything is online so it’s really convenient - can put money in my bank at shops and its in my account within minutes - shows me what is coming out up to 3/4 days ahead and getting paid early is a great bonus (via bacs) Reviewed on: 23rd February 2022
SHP's avatar
SHP

Good, the best

5
This bank is amazing, I really like and I recommended Reviewed on: 23rd February 2022
elzbieta bochenska's avatar
elzbieta bochenska

Best bank ive been with

5
Love Monzo banking, makes everything so much easier.. Savings pots are a great help. Wouldnt use any other bank Reviewed on: 23rd February 2022
Debbiie's avatar
Debbiie

Easiest and most simple bank

5
Monzo is by far the best bank I’ve used, the app layout and the uses the app offers is from supreme from anyother. The simplicity of sending money, split bills and budgets is unbelievable compared to high street banks. Reviewed on: 23rd February 2022
keatonford's avatar
keatonford

Great app.

5
As banks go, I have not had any issues. Get paid early, easy saving to pots with round up facilities. Using pots to keep money aside for bills, just easy to use. Reviewed on: 23rd February 2022
Adam's avatar
Adam

Superb consumer experience!

5
Its been great since joining Monzo Reviewed on: 23rd February 2022
Ola Mathew's avatar
Ola Mathew

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3187 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo

  • Investments

    from Monzo 4.86 from 1145 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill