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Monzo: Current account reviews

4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Best

5
Best and very sensational I’m very happy!!! Monzo the best bank in uk! Reviewed on: 23rd February 2022

Great services

5
Its easy to use and user friendly Reviewed on: 23rd February 2022

Very

5
Love it keep up the good work thanks so much Reviewed on: 23rd February 2022

The best of the newcomer bunch

5
I have been more than happy with monzo. The online/app interface is really easy to navigate. It’s everything I’d hoped for in a new account. Reviewed on: 23rd February 2022

So easy to use and a reliable service

5
Everything about monzo is great. Reviewed on: 23rd February 2022

Best bank around

5
Best bank around any issues with payment and customer service fix the issues alot faster than other banks. Reviewed on: 23rd February 2022

Lina

5
I am happy with monzo I will advise to everyone Reviewed on: 23rd February 2022

Great easy online banking!

5
Of all my banking branches, Monzo always fits the job perfectly! With 24 hour support, ease of setting up, moving money and an app that’s seamless and user friendly, what’s not to love! Reviewed on: 23rd February 2022

Great and very quick with responses

5
lovely bank always has my back when it comes to disputes. Reviewed on: 23rd February 2022

Easy, convenient and transparent

5
Monzo is a great bank to use, mainly due to their easy user interface, brilliant customer service and transparency with your transactions and budgeting Reviewed on: 23rd February 2022

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