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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Love this bank

5
So easy to use the app is great Reviewed on: 23rd February 2022
Lara Sangster's avatar
Lara Sangster

Such an accessible bank

5
Incredibly customer friendly, accessible and easy to use. Other banks seem so complicated in comparison and it just makes Monzo miles above the rest for me. Reviewed on: 23rd February 2022
Emily L's avatar
Emily L

Extremely good

5
I'm very comfortable with this bank it's easy to use everything to manage your money even if you want to contact them they are very friendly and fast So Extremely good Reviewed on: 23rd February 2022
Alexander Yemane's avatar
Alexander Yemane

Always there to help!

5
Been with Monzo for 3 years - the best bank to be with. Any questions or issues are addressed so quickly with the in app support chat. The team at Monzo go above and beyond for their customers! Reviewed on: 23rd February 2022
AH's avatar
AH

Excellent

5
Very fast, always solving all my problems when ever I need their help. Reviewed on: 23rd February 2022
chinny onyewuchi's avatar
chinny onyewuchi

Excellent Bank

5
This Bank is the worlds Best, very professional excellent customer service. Reviewed on: 23rd February 2022
Ian C's avatar
Ian C

Flexible and convenient

5
Flexible and convenient. I invested and was happy to take the risk.. Reviewed on: 23rd February 2022
Valerie's avatar
Valerie

How banking should be!

5
Ay queries answer swiftly and easily, I will never return to the high street banks! Reviewed on: 23rd February 2022
Alex King's avatar
Alex King

Really user friendly.

5
The Money app is really easy to use, I have an account with another much larger bank and their app is awful. Reviewed on: 23rd February 2022
Mike B's avatar
Mike B

Best bank in years by far

5
So relieved to have a bank that is easy to use and always informs on time and keeps you updated with new products and services Reviewed on: 23rd February 2022
Karl Brown 's avatar
Karl Brown

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