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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

6038% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

User friendly, financially liberating

Monzo makes it so easy to manage your finances, being able to make pots which are easily viewed promotes the creation of sinking funds which has greatly expedited my journey to financial freedom. Thank you Monzo! Reviewed on: 23rd February 2022

Best Bank Ever!

Never had any problems with Monzo, always helped me & always been supportive & understanding! I recommend Monzo to everyone! Reviewed on: 23rd February 2022

Brilliant

Brilliant service, everything is online so it’s really convenient - can put money in my bank at shops and its in my account within minutes - shows me what is coming out up to 3/4 days ahead and getting paid early is a great bonus (via bacs) Reviewed on: 23rd February 2022

Good, the best

This bank is amazing, I really like and I recommended Reviewed on: 23rd February 2022

Best bank ive been with

Love Monzo banking, makes everything so much easier.. Savings pots are a great help. Wouldnt use any other bank Reviewed on: 23rd February 2022

Easiest and most simple bank

Monzo is by far the best bank I’ve used, the app layout and the uses the app offers is from supreme from anyother. The simplicity of sending money, split bills and budgets is unbelievable compared to high street banks. Reviewed on: 23rd February 2022

Great app.

As banks go, I have not had any issues. Get paid early, easy saving to pots with round up facilities. Using pots to keep money aside for bills, just easy to use. Reviewed on: 23rd February 2022

Superb consumer experience!

Its been great since joining Monzo Reviewed on: 23rd February 2022

Great overall, so much flexibility.

Banked with them quite early, lots of benefits and perks. Reviewed on: 23rd February 2022

Easy to use, fantastic service

From the moment I installed the app, through the verification and use, Monzo have been fantastic. The app is very easy to use and the features are great. Best bank I have ever used. Reviewed on: 23rd February 2022

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