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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

So much better for day to day banking.

5
After being with Barclays I went full Monzo and never looked back. It’s so much easier to manage my money. Reviewed on: 23rd February 2022
Simon Lee's avatar
Simon Lee

Reliable, helpful and safe

5
Monzo is by far the easiest and safest way to store and transfer money in my experience Reviewed on: 23rd February 2022
Vic's avatar
Vic

Amazing

5
Monzo is amazing has great customer service and able to contact anytime and the application process is so simple and easy to do all within the app. Reviewed on: 23rd February 2022
Christopher Morris's avatar
Christopher Morris

Excellent

5
Customer service is great. Saving pots are exceptional Reviewed on: 23rd February 2022
Ethan's avatar
Ethan

Easy, user-friendly and conscious

5
Since using Mozno I am thrilled with their round-up ability that really helps make pence into Pounds. Watching daily spending and allocating are a great tool to see where you're spending too much! Loving Monzo!! Reviewed on: 23rd February 2022
Ruby's avatar
Ruby

Brilliantly Brilliant Banking

5
Live Monzo, great service, fair banking and not lost one bank card since joining them as can't miss it... Best bank, love them ❤️ Reviewed on: 23rd February 2022
Jill MacLachlan 's avatar
Jill MacLachlan

Brilliant and amazing really easy to use

5
Absolutely lovely and easy to use will recommend to everyone Reviewed on: 23rd February 2022
Mohammad ahmed's avatar
Mohammad ahmed

Excellent

5
Really good bank, great for pots for bills and get paid a day early went getting paid by my employer Reviewed on: 23rd February 2022
Drew Drewsli Elliott's avatar
Drew Drewsli Elliott

Love monzo

5
After banking with NatWest for years and moving to Monzo it’s been the best choice I’ve made. Reviewed on: 23rd February 2022
Zak Hall's avatar
Zak Hall

Best bank EVER. Thank you.

5
Monzo is super simple. Savings pots for anything, money transferred to friends easily. It pings when you spend so you know its definitely out your bank. I cannot fault them. I've recommended so many people to Monzo. Reviewed on: 23rd February 2022
Pamela Stead's avatar
Pamela Stead

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