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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Reliable and easy to use

5
Monzo is my best bank experience. It is reliable and very easy to use. It allows you to do budgeting, and to manage expenses very well. Its customer support is very helpful and helped resolve all issues I had. Highly recommended. Reviewed on: 23rd February 2022
Alessio Brovelli's avatar
Alessio Brovelli

Excellent

5
Absolutely amazing bank would not go with anyone els service over all out standing Reviewed on: 23rd February 2022
Billie Jo Barr's avatar
Billie Jo Barr

Best bank experience ever

5
Greatest exchange for using abroad, no card fees, very good and easy borrowing options. Reviewed on: 23rd February 2022
Anonymous's avatar
Anonymous

Best hassle free banking

5
This has been by far one of the best decisions I’ve made. Monzo is super easy to use and everything you need is at the touch of a button. I had one issue that was resolved very quickly and efficiently Reviewed on: 23rd February 2022
Hayley McCue's avatar
Hayley McCue

Best online bank

5
Best online bank. Fastest online bank Reviewed on: 23rd February 2022
Ochuko Ekonye's avatar
Ochuko Ekonye

Modern, easy, simple

5
Easy to use, modern interface and normal language and a pretty card are all the key things that matter to me and why I like Monzo Reviewed on: 23rd February 2022
Sean's avatar
Sean

Monzo is a revelation in making my banking easy

5
I’ve been with monzo for two years and am yet to find fault with it. Their customer service is impeccable - fast - and hands down beats First Direct (who I’ve always been impressed by but left to join monzo as I heard so many good things) The app is brilliant. I love the ability to track purchases by type and to easily view all my savings pots for different things. I really hope they win as this award would be well deserved. Reviewed on: 23rd February 2022
Gemmaruns's avatar
Gemmaruns

Fair, trustworthy and fantastic support

5
I have recommended monzo to may friends and family. They have a fantastic support, after major issues with high street banks I moved to mobzo and since then I feel my money is safe and being looked after by a company I can trust. Reviewed on: 23rd February 2022
Jo3how's avatar
Jo3how

Excellent service

5
Monzo should win best bank as they do whatever it is they can to help their customers. Everyone’s so friendly and always happy to help. Reviewed on: 23rd February 2022
Sehrish 's avatar
Sehrish

The future

5
Monzo are simply the best banking experience I’ve had to date, the account was super easy to set up and their app is so streamline and simple. I’ve never had issues with contacting them and the loan system they have is fab. The stoic and ageing big name banks have an awful lot to learn from Monzo. Monzo really are the future of banking! Reviewed on: 23rd February 2022
Oliver Clark's avatar
Oliver Clark

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