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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Top bank of year

5
My experience with monzo so far is the best I could wish for. Never letter me down 10 stars Reviewed on: 23rd February 2022
Nick Avrionov's avatar
Nick Avrionov

Simple but very efficient way of banking

5
So simple and organised, very easy to use and customer service answers any questions very promptly Reviewed on: 23rd February 2022
Islam Chalil's avatar
Islam Chalil

Great bank

5
It's so easy to use my card and make bill payments with family and friends at resturants so easy. Reviewed on: 23rd February 2022
Matthew smith's avatar
Matthew smith

Perfect

5
This is my best bank, very good , niceeeeeeeeeeeeee Reviewed on: 23rd February 2022
Anonymous's avatar
Anonymous

Best bank ever

5
I wish they where here 30 years ago I have been able to save money and have money in my pockets I have 26 grandchildren and saving to take them all on holiday thanks to monzo I'm get there. Thank you Monzo Reviewed on: 23rd February 2022
Susan Samuda's avatar
Susan Samuda

Love Monzo!

5
Absolutely thrilled with Monzo, love the visually pleasing app. Never had a problem, got a few friends joined too Reviewed on: 23rd February 2022
Craig Winn's avatar
Craig Winn

Very reliable bank

5
This is the best bank company I have ever had, always there to help when need, so easy to use and overall very happy with customer services Reviewed on: 23rd February 2022
Vincent Ikoubase's avatar
Vincent Ikoubase

Love it

5
I would totally recommend monzo to other people very easy to use and also definitely easy to get help with if there any problems. Reviewed on: 23rd February 2022
shanicecharles1999@hotmail.com's avatar
[email protected]

Great service

4
One of the best banks up to date Very easy to use and move money around, and great customer service Reviewed on: 23rd February 2022
Sylvio Potier's avatar
Sylvio Potier

Excellent online banking

5
Love Monzo. You are instantly told when Money leaves or goes into your account. So constantly know what is going on. Simply to use and very secure. Reviewed on: 23rd February 2022
angelraziel77@outlook.com's avatar
[email protected]

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