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Monzo: Current account reviews

4.93
Based on 19,399 reviews, last reviewed 23rd Apr 2026
6038% increase in 5 star reviews
in the past 90 days
800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026
Teddy Daniel's avatar
Teddy Daniel

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19399)

Amazing

5
Monzo is amazing has great customer service and able to contact anytime and the application process is so simple and easy to do all within the app. Reviewed on: 23rd February 2022

Excellent

5
Customer service is great. Saving pots are exceptional Reviewed on: 23rd February 2022

Easy, user-friendly and conscious

5
Since using Mozno I am thrilled with their round-up ability that really helps make pence into Pounds. Watching daily spending and allocating are a great tool to see where you're spending too much! Loving Monzo!! Reviewed on: 23rd February 2022

Brilliantly Brilliant Banking

5
Live Monzo, great service, fair banking and not lost one bank card since joining them as can't miss it... Best bank, love them ❤️ Reviewed on: 23rd February 2022

Brilliant and amazing really easy to use

5
Absolutely lovely and easy to use will recommend to everyone Reviewed on: 23rd February 2022

Excellent

5
Really good bank, great for pots for bills and get paid a day early went getting paid by my employer Reviewed on: 23rd February 2022

Love monzo

5
After banking with NatWest for years and moving to Monzo it’s been the best choice I’ve made. Reviewed on: 23rd February 2022

Best bank EVER. Thank you.

5
Monzo is super simple. Savings pots for anything, money transferred to friends easily. It pings when you spend so you know its definitely out your bank. I cannot fault them. I've recommended so many people to Monzo. Reviewed on: 23rd February 2022

Love this bank

5
So easy to use the app is great Reviewed on: 23rd February 2022

Such an accessible bank

5
Incredibly customer friendly, accessible and easy to use. Other banks seem so complicated in comparison and it just makes Monzo miles above the rest for me. Reviewed on: 23rd February 2022

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