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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Britains best bank

5
Can't recommend monzo enough, simple easy to use online banking. Reviewed on: 23rd February 2022
Robert Billson's avatar
Robert Billson

Great bank

5
Great customer service, always helpful Reviewed on: 23rd February 2022
Simone Pugi's avatar
Simone Pugi

Better than the rest

5
Monzo are way ahead than the other banks. Just a few things to name.. the flex account an absolute genius way to spread the cost of purchases and see exactly what you are paying. Round ups are my favourite too. Saving money without even knowing. Best bank ever and I'd never change to anyone else. Reviewed on: 23rd February 2022
Lisa-marie Thompson's avatar
Lisa-marie Thompson

Great bank, great app

5
I love using Monzo to manage my money. It makes everything so clear and easy. I especially love making links for people to pay me instead of giving out bank details, and splitting the bill with other Monzo users. Also, the foreign exchange rates when spending abroad are always excellent! Reviewed on: 23rd February 2022
kimrosecooper@hotmail.com's avatar
[email protected]

Easy to use

5
Great bank that the whole family use. Reviewed on: 23rd February 2022
annie james's avatar
annie james

Best bank

5
Best app quick response and easy bank. All is well with Monzo Reviewed on: 23rd February 2022
Vikramjit Singh's avatar
Vikramjit Singh

Excellent service

5
Amazing customer service Fast to reply. Effective solutions. Reviewed on: 23rd February 2022
Michsel's avatar
Michsel

Customer focused

5
Really user friendly. I love being able to split my money into pots without needing to open up a whole account. I even appreciate the security features which seemed to be designed for customer ease and convenience, rather than making it as hard as possible to access your money. I chose this bank based on the high customer satisfaction and stellar reviews and it's lived up to the hype. I wish I had known about this bank sooner. I've had an experience, with another bank over covid that's quite honestly left a sour taste in my mouth. Compared to them Monzo could run a master class in customer service. Reviewed on: 23rd February 2022
Teabag's avatar
Teabag

Best bank

5
Monzo is literally the best! Customer service are so helpful, the app is so easy to use and you can see all your pots as soon as you log on. Reviewed on: 23rd February 2022
Katie's avatar
Katie

Best app

5
Best online banking I am really happy with monzo. Reviewed on: 23rd February 2022
alibogdan.manole@gmail.com's avatar
[email protected]

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