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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

6038% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Best bank experience ever

Greatest exchange for using abroad, no card fees, very good and easy borrowing options. Reviewed on: 23rd February 2022

Best hassle free banking

This has been by far one of the best decisions I’ve made. Monzo is super easy to use and everything you need is at the touch of a button. I had one issue that was resolved very quickly and efficiently Reviewed on: 23rd February 2022

Best online bank

Best online bank. Fastest online bank Reviewed on: 23rd February 2022

Modern, easy, simple

Easy to use, modern interface and normal language and a pretty card are all the key things that matter to me and why I like Monzo Reviewed on: 23rd February 2022

Monzo is a revelation in making my banking easy

I’ve been with monzo for two years and am yet to find fault with it. Their customer service is impeccable - fast - and hands down beats First Direct (who I’ve always been impressed by but left to join monzo as I heard so many good things) The app is brilliant. I love the ability to track purchases by type and to easily view all my savings pots for different things. I really hope they win as this award would be well deserved. Reviewed on: 23rd February 2022

Fair, trustworthy and fantastic support

I have recommended monzo to may friends and family. They have a fantastic support, after major issues with high street banks I moved to mobzo and since then I feel my money is safe and being looked after by a company I can trust. Reviewed on: 23rd February 2022

Excellent service

Monzo should win best bank as they do whatever it is they can to help their customers. Everyone’s so friendly and always happy to help. Reviewed on: 23rd February 2022

The future

Monzo are simply the best banking experience I’ve had to date, the account was super easy to set up and their app is so streamline and simple. I’ve never had issues with contacting them and the loan system they have is fab. The stoic and ageing big name banks have an awful lot to learn from Monzo. Monzo really are the future of banking! Reviewed on: 23rd February 2022

So much better for day to day banking.

After being with Barclays I went full Monzo and never looked back. It’s so much easier to manage my money. Reviewed on: 23rd February 2022

Reliable, helpful and safe

Monzo is by far the easiest and safest way to store and transfer money in my experience Reviewed on: 23rd February 2022

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