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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Covers everything

5
Easy website, very helpful staff, has everything I need for a current account Reviewed on: 23rd February 2022
essexgirldeb@icloud.com's avatar
[email protected]

Just right!

5
I moved to Monzo from Halifax 2 years ago now and it’s the best move I’ve made. It’s not just the real-time spending notifications or the budgeting tools, it’s just such an easy bank to use and the app I’ve found to always be seamless. Reviewed on: 23rd February 2022
Rickuss123's avatar
Rickuss123

Helping me to win with my money!

5
MONZO's efficitent, user-friendly tools are helping us to win with our money! Love the us of pots and the online budgeting tool! Reviewed on: 23rd February 2022
Jabez Smith's avatar
Jabez Smith

Best bank

5
I moved over to the UK in Dec2021, it was fast to open an account, the card was sent in the mail within a few days, and i am now happily using it for payments, pot savings and transfers... easy to use and bright card so i always know where it is. Reviewed on: 23rd February 2022
Nina's avatar
Nina

Great bank

5
Great bank which is easy to use and travel money options make it essential. Reviewed on: 23rd February 2022
Arjun Patel's avatar
Arjun Patel

Amazing bank

5
Great customer service, great feedback and always very communicative Reviewed on: 23rd February 2022
Tom Vaughan's avatar
Tom Vaughan

Best banking experience

5
Simple, transparent, easy to use with custom lables, great customer support and digital service Reviewed on: 23rd February 2022
Anna Gorak's avatar
Anna Gorak

Experience is great

4
Excellent It is easy to send money for different countries and very good rates minimum charge they provide i don't have words to describe its say qll the things Reviewed on: 23rd February 2022
Hari Patel's avatar
Hari Patel

Best bank

5
Since joined Monzo it's been the best account so far in terms of security, quick to deal with your queries and customer service is outstanding. Reviewed on: 23rd February 2022
Rodney Kennedy's avatar
Rodney Kennedy

This is by far the best bank I've ever been with with period

5
Joined them 5 months ago through advice from friends I had always been with ure high street bank but I'm so glad I did haven't looked back they are fantastic and they have really thought hard of wat the customer actually wants and need brilliant. Reviewed on: 23rd February 2022
Andrew hoey's avatar
Andrew hoey

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