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Monzo: Current account reviews

4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Brilliant bank

5
Only been with them a short time can’t fault them at all Reviewed on: 23rd February 2022

Excellent

5
I have found the support from Monzo staff to be excellent. The app is really helpful in managing money. And has a number of unique abilities. Reviewed on: 23rd February 2022

Best bank I have ever used

5
I love that you can portion your money into different pots, I also love that the money comes out instantly which really helps to keep track of things. They are always ahead of the curve. Very happy indeed. Reviewed on: 23rd February 2022

The best

5
Very good experience never had a problem Reviewed on: 23rd February 2022

Is a best choice that I am a member of Monzo bank

5
I can use it everywhere I want with no charge fees. Well done Reviewed on: 23rd February 2022

Perfect!

5
Everything I want in a bank- always helpful Reviewed on: 23rd February 2022

the best online bank

5
you can do everthing with Monzo bank Reviewed on: 23rd February 2022

My experience

5
Amazing service and excellent capabilities Reviewed on: 23rd February 2022

Very Good

5
Excellent service can’t fault it Reviewed on: 23rd February 2022

Easy

5
The system is easy to you very flexible suitable for all aged and early pay is the best Reviewed on: 23rd February 2022

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