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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Extremely easy to make transactions and to understand

5
I use Monzo to make all my transactions and now looking forward to using it abroad on my first trip since opening the account last year. I love all it’s benefits on offer. Reviewed on: 23rd February 2022
Christopher Clarke's avatar
Christopher Clarke

A very good, very easy bank.

5
From small errors to kind gestures. Monzo hasn't let me down in the slightest, their support staff are a pleasure to talk and are always friendly. Once had an issue with my account that was swiftly resolved, we had a bit of a chat as they waited for their system to load up and the support agent thanked me and my mum for being a keyworkers at the time by sending me and my mum a lovely bouquet of flowers! I'll never go to another bank as Monzo has time and time again impressed me with their high standards and quality service. Reviewed on: 23rd February 2022
MarekTG's avatar
MarekTG

amazing

5
amazing, couldn’t ask for anything better Reviewed on: 23rd February 2022
wale215's avatar
wale215

Best bank

5
This is the best bank of UK. Easy to open. Easy to management. Reviewed on: 23rd February 2022
Vinicius Andrioni's avatar
Vinicius Andrioni

MONZO IS AMAZING

5
The easiest and most diverse bank I've ever used. I really love tnt get paid early feature and upcoming bills appearing a few days before they are due! 10/10 would recommend! Reviewed on: 23rd February 2022
Darren Lowe's avatar
Darren Lowe

Great features

5
Lots of fantastic features you won’t find elsewhere, great app and UI and all the right money protection in place for a proper bank. Reviewed on: 23rd February 2022
wk's avatar
wk

Excellent

5
Excellent bank so easy to deal with Reviewed on: 23rd February 2022
Tom's avatar
Tom

Great bank account

5
Easy to use, quick to set up and the pots make budgeting so simple Reviewed on: 23rd February 2022
rachael@k34.co.uk's avatar
[email protected]

Amazing experience

5
I’ve been with Monzo for a couple of years now and the security and comfort I get in using Monzo is amazing. I recommend them to everyone and just the little features and personal touch makes the difference Reviewed on: 23rd February 2022
Nin's avatar
Nin

Best bank

5
I absolutely love monzo, I love that I can get paid early, I love how easy the app is to use. Reviewed on: 23rd February 2022
Stacey's avatar
Stacey

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