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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Monzo is amazing bank

5
What I love the most about monzo you to approve payment before the money goes recently I came across a scam talk to them on the app my card was frozen until I received the new one and my money is safe with them Reviewed on: 23rd February 2022
Lindeni 's avatar
Lindeni

Love it!!

5
Best banking ever. It’s so easy to access. payments don’t pend, they come out immediately so it’s so much easier Reviewed on: 23rd February 2022
Natalie Rycroft's avatar
Natalie Rycroft

Great bank - it's the future

5
FinTech companies like this should replace the stodgey banks of old. Being able to move money quickly and sensibly with modern tech is a breath of fresh air compared to using the olde high street bank. Reviewed on: 23rd February 2022
Alexander Watts's avatar
Alexander Watts

I am happy......

5
It s fast,correct,and never dont let you doun. Reviewed on: 23rd February 2022
Cristian Robert Brudiu 's avatar
Cristian Robert Brudiu

Best bank I've ever used

5
I just love it so much as it's been the most essential and straight forward online bank with a well thought design that fully appeals to its style Reviewed on: 23rd February 2022
Alec's avatar
Alec

Monzo review

5
Monzo is the best banking app going being able to control your spending see you monthly spending instant transfers it has it all. Reviewed on: 23rd February 2022
Luke Nottingham's avatar
Luke Nottingham

Easy to use

5
Monzo is Easy to use, convenient and has helpful features to help keep on top of your finances Reviewed on: 23rd February 2022
Hayley's avatar
Hayley

Amazing app functions and great customer care

5
Super handy division of spending to help me keep track- also great to have as a joint account for us to monitor our spending. Would recommend monzo to everyone I know! Reviewed on: 23rd February 2022
Hannah Speed's avatar
Hannah Speed

Muy buenos

5
Excelente aplicación de banco llevo varios años con monzo Reviewed on: 23rd February 2022
Joniel Jesus Lara Payano's avatar
Joniel Jesus Lara Payano

Excellent service

5
Super friendly staff, easy to access your account, Monzo do what you tell them to do, problems are always solved super quick, they provide an excellent service, there is always someone you can talk too. Reviewed on: 23rd February 2022
Suzanne Woodmass's avatar
Suzanne Woodmass

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