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Monzo: Current account reviews

4.93
Based on 19,399 reviews, last reviewed 23rd Apr 2026
3656% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026
Teddy Daniel's avatar
Teddy Daniel

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19399)

Helping me to win with my money!

5
MONZO's efficitent, user-friendly tools are helping us to win with our money! Love the us of pots and the online budgeting tool! Reviewed on: 23rd February 2022

Best bank

5
I moved over to the UK in Dec2021, it was fast to open an account, the card was sent in the mail within a few days, and i am now happily using it for payments, pot savings and transfers... easy to use and bright card so i always know where it is. Reviewed on: 23rd February 2022

Great bank

5
Great bank which is easy to use and travel money options make it essential. Reviewed on: 23rd February 2022

Amazing bank

5
Great customer service, great feedback and always very communicative Reviewed on: 23rd February 2022

Best banking experience

5
Simple, transparent, easy to use with custom lables, great customer support and digital service Reviewed on: 23rd February 2022

Experience is great

4
Excellent It is easy to send money for different countries and very good rates minimum charge they provide i don't have words to describe its say qll the things Reviewed on: 23rd February 2022

Best bank

5
Since joined Monzo it's been the best account so far in terms of security, quick to deal with your queries and customer service is outstanding. Reviewed on: 23rd February 2022

This is by far the best bank I've ever been with with period

5
Joined them 5 months ago through advice from friends I had always been with ure high street bank but I'm so glad I did haven't looked back they are fantastic and they have really thought hard of wat the customer actually wants and need brilliant. Reviewed on: 23rd February 2022

Britains best bank

5
Can't recommend monzo enough, simple easy to use online banking. Reviewed on: 23rd February 2022

Great bank

5
Great customer service, always helpful Reviewed on: 23rd February 2022

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