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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Simple, easy banking

5
Monzo is by far the best bank I have been with. Everything is so easy and simple and quick. It makes managing my money a breeze and isn't boring like other banks, it makes banking enjoyable. Reviewed on: 23rd February 2022
Lucy Chinnery-Hinks's avatar
Lucy Chinnery-Hinks

Straight forward Modern day banking

5
Queries are answered fast politely and followed up. Everything is simple to use and I’ve even converted my dad over as he hated online banking before and is now a pro! Thanks Monzo, keep up the hard work Reviewed on: 23rd February 2022
m.morgan1@hotmail.com's avatar
[email protected]

Absolutely amazing bank no issues at all

5
Easy to use and never any issues. First bank I have used where I haven’t had any problems Reviewed on: 23rd February 2022
Tasha Simpkins's avatar
Tasha Simpkins

Best bank app ever

5
Best most intuitive bank controls ever! Their premium system is only £15 and allows you to customize your budget, use temporary card numbers for subscriptions and manage your money across linked bank accounts! The free version is just as good!!! Reviewed on: 23rd February 2022
Shofu Tha BeatDown's avatar
Shofu Tha BeatDown

Easy to use, honest banking

5
Great app, so easy to use, honest and fair. Reviewed on: 23rd February 2022
Guy H's avatar
Guy H

Premium Customer

5
The bank is extremely easy to use. The introduction of the flex payment is a god send as it helps me balance my monthly cash flows. I always have the money to pay but the option to spread the cost is great for the longer months. Customer service is great. I liken it to AMEX (unfortunately still consider this to be the best out there). Super easy to pay others and save money which is actually a lot better than most other traditional banks. Big up Monzo! Reviewed on: 23rd February 2022
Bobby Zubis's avatar
Bobby Zubis

Monzo is the best bank in Britain

5
Monzo helped me when all other banks in the UK refused to offer me a current account, for this reason I would forever be grateful with Monzo. The service is seamless and very fast, customer support team is very helpful and always active to answer any enquiries. Monzo is beyond the best. Reviewed on: 23rd February 2022
Alpha Jallow 's avatar
Alpha Jallow

Excellent service

5
I have been with them nearly a year and always have had excellent service and help always quickly. Reviewed on: 23rd February 2022
Amira Baadi's avatar
Amira Baadi

Brilliant bank

5
Always there alway helpful nothing to much bother they do it all expertly Reviewed on: 23rd February 2022
Chris Brassett's avatar
Chris Brassett

Best bank ever

5
I love how I can sort my money out and it's really easy to use Reviewed on: 23rd February 2022
Stan Thompson's avatar
Stan Thompson

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