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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

3656% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Best bank I have ever used

I love that you can portion your money into different pots, I also love that the money comes out instantly which really helps to keep track of things. They are always ahead of the curve. Very happy indeed. Reviewed on: 23rd February 2022

The best

Very good experience never had a problem Reviewed on: 23rd February 2022

Is a best choice that I am a member of Monzo bank

I can use it everywhere I want with no charge fees. Well done Reviewed on: 23rd February 2022

Perfect!

Everything I want in a bank- always helpful Reviewed on: 23rd February 2022

the best online bank

you can do everthing with Monzo bank Reviewed on: 23rd February 2022

My experience

Amazing service and excellent capabilities Reviewed on: 23rd February 2022

Very Good

Excellent service can’t fault it Reviewed on: 23rd February 2022

Easy

The system is easy to you very flexible suitable for all aged and early pay is the best Reviewed on: 23rd February 2022

Covers everything

Easy website, very helpful staff, has everything I need for a current account Reviewed on: 23rd February 2022

Just right!

I moved to Monzo from Halifax 2 years ago now and it’s the best move I’ve made. It’s not just the real-time spending notifications or the budgeting tools, it’s just such an easy bank to use and the app I’ve found to always be seamless. Reviewed on: 23rd February 2022

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